Chautauqua County and Ellery Town property record for 3865 Rte 430, Bemus Point, NY 14712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,052 sqft · built 1925 |
| Lot Size | 0.129 acres (5,650 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,640 (2026) |
| Deeds & Mortgages | Aug 2019 Refinance |
| APN | 063689 333.19-1-13 |
| Primary APN | 063689 333.19-1-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,052 sqft Living Area |
| 1st Floor Area | 596 sqft |
| 2nd Floor Area | 610 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,650 sqft (0.129 acres) |
| Lot Dimensions | 113 ft deep x 50 ft wide |
| View / Lot | Waterfront |
| Porch | Slab |
|---|---|
| Porch Area | 694 sqft |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Well |
| Street Address | 3865 ROUTE 430 |
|---|---|
| City | BEMUS POINT |
| State | NY |
| Zip | 14712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | INCLUDES 35-1-19; OLD APN: 063689 35-1-20 |
| Legal Block | 1 |
| Legal Lot Number | 13.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | ELLERY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 36902 |
3865 Rte 430, a single family home, is owned by two individuals.
Source: Chautauqua County and Ellery Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 BEAVER RD, SEWICKLEY, PA 15143-1001 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 3865 ROUTE 430, BEMUS POINT, NY 14712 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2019 |
| Name | Verified Name |
|---|
| Document Number | MT2019003191 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | MT2019003191 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2026 property tax bill for 3865 Rte 430 was $4,640, up 0.6% from the year before.
Source: Chautauqua County and Ellery Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Ellery Town |
| Unified School District | Bemus Point Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,640.00 (+0.59%) | ||
| 2025 | $4,613.00 | $155,000 Land $100,000 Building $55,000 | $250,000 Land $161,290 Building $88,710 |
| 2023 | $155,000 (-) Land $100,000 Building $55,000 | $222,400 (+12.78%) Land $143,484 Building $78,916 | |
| 2022 | $155,000 Land $100,000 Building $55,000 | $197,200 Land $127,226 Building $69,974 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3865 Rte 430; 22 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3865 Rte 430 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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