Charles County property record for 3878 Northgate Pl, Waldorf, MD 20602
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,256 sqft · built 1984 |
| Lot Size | 0.04 acres (1,720 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $289,900 (Jan 2024) |
| Tax Bill | $3,605 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 06-135153 |
| Primary APN | 06-135153 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,256 sqft Living Area |
| 1st Floor Area | 640 sqft |
| Utility Area | 24 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,720 sqft (0.04 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 135153 |
|---|---|
| Street Address | 3878 NORTHGATE PL |
| City | WALDORF |
| State | MD |
| Zip | 20602-2560 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 4 NORTHGATE TOWNHOMES ST CHARLES SUB-HUNTNGTON |
| Legal Subdivision | ST CHARLES SUB-HUNTNGTON |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 850901 |
3878 Northgate Pl, a townhouse, is owned and occupied by two individuals who bought it in January 2024.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3878 NORTHGATE PL, WALDORF, MD 20602-2560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2024 | Special Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Nov 16, 2018 | Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2024 · Amount on File |
| Deed Sale | Jan 12, 2024 · Amount on File |
| Prior Sale | Nov 16, 2018 · Amount on File |
| Deed Book / Page | 13171 / 499 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jan 12, 2024 |
| Property Address | 3878 NORTHGATE PL, WALDORF, MD 20602-2560 |
| Document Number | 0131710499 |
| Book / Page | 13171 / 499 |
| Map Reference | MB 32 PL 168 |
| Instrument Date | Dec 29, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Title Company | TITLE FORWARD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $724.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 710 OBRECHT RD # RDR2, RDR2, SYKESVILLE, MD 21784-7650 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3878 NORTHGATE PL, WALDORF, MD 20602-2560 |
| Document Number | 0013171509 |
|---|---|
| Date | Jan 12, 2024 |
| Instrument | 13171/509 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3878 NORTHGATE PL, WALDORF, MD 20602-2560 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0105930433 |
|---|---|
| Date | Apr 8, 2019 |
| Book Page | 10593/433 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Nov 16, 2018 |
| Property Address | 3878 NORTHGATE PL, WALDORF, MD 20602-2560 |
| Document Number | 0104580012 |
| Book / Page | 10458 / 012 |
| Map Reference | MB32 PG168 |
| Instrument Date | Oct 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,087.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3878 NORTHGATE PL, WALDORF, MD 20602-2560 |
| Document Number | 0104580017 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 10458/017 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
The 2025 property tax bill for 3878 Northgate Pl was $3,605.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,300 | $287,800 Land $95,000 Building $192,800 | |
| 2025 | $3,605.00 | ||
| 2023 | $3,051.00 | $207,767 | $226,300 Land $90,000 Building $136,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3878 Northgate Pl in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3878 Northgate Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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