3876 Northgate Pl, Waldorf, MD 20602 Property Records

Charles County property record for 3876 Northgate Pl, Waldorf, MD 20602

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,256 sqft · built 1983
Lot Size	0.039 acres (1,680 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Apr 2024)
Tax Bill	$7,753 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`06-135145`

Property Details

APN / Parcel Number

Primary APN	`06-135145`
Alternative APNs	`6135145` `135145`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,256 sqft Living Area
1st Floor Area	640 sqft
Utility Area	24 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,680 sqft (0.039 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	135145
Street Address	3876 NORTHGATE PL
City	WALDORF
State	MD
Zip	20602-2560
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 3 NORTHGATE TOWNHOMES ST CHARLES SUB-HUNTNGTON
Legal Subdivision	ST CHARLES SUB-HUNTNGTON
Legal Block	2
Legal Lot Number	3
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2002
Census Tract	850901

Owner

3876 Northgate Pl, a townhouse, is owned and occupied by an individual who bought it in April 2024.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3876 NORTHGATE PL, WALDORF, MD 20602-2560
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2024 · Amount on File
Deed Sale	Apr 2, 2024 · Amount on File
Prior Sale	Sep 19, 1984 · Amount on File
Deed Book / Page	13247 / 169
Record Updated	Oct 29, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Apr 2, 2024
Property Address	3876 NORTHGATE PL, WALDORF, MD 20602-2560
Document Number	0132470169
Book / Page	13247 / 169
Map Reference	MB 32 FO 168
Instrument Date	Feb 28, 2024
Transaction Type	Transfer
Record Updated	Apr 15, 2024
Title Company	NOT AVAILABLE, ATOZ TITLE AND STLMT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3876 NORTHGATE PL, WALDORF, MD 20602-2560

Mortgage

Document Number	0013247175
Date	Apr 2, 2024
Instrument	13247/175

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.1%
Index	Other
Margin	3
Max Rate	12.1%

Tax Assessment & Valuation

The 2025 property tax bill for 3876 Northgate Pl was $7,753 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,200	$299,200 Land $95,000 Building $204,200
2025	$7,753.00
2023	$2,880.00 Homeowner's exemption	$205,933	$224,200 Land $90,000 Building $134,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3876 Northgate Pl in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3876 Northgate Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20