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3877 Merger Dr, Chipley, FL 32428 Property Records

Washington County property record for 3877 Merger Dr, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,668 sqft · built 1985
Lot Size0.257 acres (11,194 sqft)
OwnerIndividual Name on Record
Last Sale$199,999 (Dec 2025)
Tax Bill$1,594 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-0024-0018

Property Details

APN / Parcel Number

Primary APN01-0024-0018
Alternative APNs
  • 00000000-01-0024-0018
  • 000100240018

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,668 sqft Living Area
1st Floor Area1,668 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1997
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,194 sqft (0.257 acres)
Lot Width83.6 ft Width

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3877 MERGER DR
CityCHIPLEY
StateFL
Zip32428-3054
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNNY HILLS UNIT # 1, LOT 18 ORB 1041 P 20 BLK 0024, ORB 1309 P 493
Legal Range14W
Legal Township02S
Legal Section26
Legal SubdivisionSUNNY HILLS
Legal Block18
Legal Lot Number18
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1188
Census Tract970301

Owner

Source: Washington County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3877 MERGER DR, CHIPLEY, FL 32428-3054
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2025 · Amount on Record
Deed SaleDec 22, 2025 · Amount on Record
Deed Document Number20259171
Deed Book / Page1357 / 214
Prior Transfer DateApr 23, 2024
Prior Transfer Doc0067005094
Record UpdatedSep 20, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateDec 22, 2025
Property Address3877 MERGER DR, CHIPLEY, FL 32428-3054
Document Number0067009171
Book / Page1357 / 214
Map ReferenceMB 2 PG 9-27
Instrument DateDec 19, 2025
Instrument202567009171
Transaction TypeTransfer
Record UpdatedJan 19, 2026
Title CompanyANCHOR TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12251 FOXBOROUGH DR, MOKENA, IL 60448-1888

Transferred To (Grantee/Buyer)

NameVerified Name
Address3877 MERDGER DRIVE, CHIPLEY, FL 32428-3054

Mortgage

Document Number0067009172
DateDec 22, 2025
Book Page1357/216
Instrument202567009172
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Address1400 FORUM BLVD STE 18, COLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,594.00 (+6.55%)$126,364 (-4.87%) Land $10,000 Building $116,364$126,364 (-4.87%) Land $10,000 Building $116,364
2024$1,496.00 (+9.36%)$132,839 (+12.81%) Land $7,000 Building $125,839$132,839 (+12.81%) Land $7,000 Building $125,839
2023$1,368.00 (+9%)$117,756 (+10.26%) Land $5,000 Building $112,756$117,756 (+10.26%) Land $5,000 Building $112,756
2022$1,255.00$106,801 Land $3,500 Building $103,301$106,801 Land $3,500 Building $103,301

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims16 (1994–2021)
Claims Outside the SFHA9 of 16
Most Recent ClaimNov 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUNNY HILLS UTILITY COMPANY
public/private · serves 1,458 people · EPA ID FL1670647
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Wildstar Networks
Fixed Wireless		200 / 50

May also be available: T-Mobile.

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