1. Home
  2. Florida
  3. Washington County
  4. Chipley
  5. Merger Dr

3875 Merger Dr, Chipley, FL 32428 Property Records

Washington County property record for 3875 Merger Dr, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,768 sqft · built 2024
Lot Size0.259 acres (11,282 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (May 2024)
Tax Bill$2,108 (2025)
Deeds & MortgagesAug 2025 Transfer
May 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-0024-0019

Property Details

APN / Parcel Number

Primary APN01-0024-0019
Alternative APNs
  • 00000000-01-0024-0019
  • 000100240019

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,768 sqft Living Area
Gross Area2,421 sqft
1st Floor Area1,768 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,282 sqft (0.259 acres)
Lot Width84.7 ft Width
Garage TypeAttached
Garage Area420 sqft
PorchFlorida Room

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3875 MERGER DR
CityCHIPLEY
StateFL
Zip32428-3054
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNNY HILLS UNIT #1, LOT 19, ORB 1302 P 899, BLK 0024, (ELE ORB 1345 P 343).
Legal Range14W
Legal Township02S
Legal Section26
Legal SubdivisionSUNNY HILLS
Legal Block19
Legal Lot Number19
Legal Unit1
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1188
Census Tract970301

Owner

Source: Washington County records · APN 01-0024-0019

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3875 MERGER DR, CHIPLEY, FL 32428-3054
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2025Intrafamily Transfer, Transfer
May 02, 2024Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Oct 05, 2023Warranty Deed, Transfer
DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 02, 2024 · Amount on Record
Deed SaleMay 02, 2024 · Amount on Record
Prior SaleOct 05, 2023 · Amount on Record
Deed Document Number20243339
Deed Book / Page1302 / 899
Last Transfer DateAug 14, 2025
Transfer Doc0067005847
Record UpdatedJun 08, 2026

August 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWASHINGTON FL
Recording DateAug 15, 2025
Property Address3875 MERGER DR, CHIPLEY, FL 32428-3054
Document Number0067005847
Book / Page1345 / 343
Map ReferenceMB 2 PG 9 - 27
Instrument DateAug 14, 2025
Instrument202567005847
Transaction TypeTransfer
Record UpdatedDec 23, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3875 MERGER DR, CHIPLEY, FL 32428-3054

Transferred To (Grantee/Buyer)

NameVerified Name
Address7022 ALHAMBRA DR, TALLAHASSEE, FL 32317-9585

May 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionWASHINGTON FL
Recording DateMay 02, 2024
Property Address3875 MERGER DR, CHIPLEY, FL 32428-3054
Document Number0067003339
Book / Page1302 / 899
Map ReferenceMB 2 PGS 9
Instrument DateApr 26, 2024
Instrument202467003339
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 24, 2025
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820

Transferred To (Grantee/Buyer)

NameVerified Name
Address3875 MERGER DR, CHIPLEY, FL 32428-3054

Mortgage

Document Number0000000900
DateMay 02, 2024
Instrument1302/900
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2054

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateOct 05, 2023
Property Address3875 MERGER DR, CHIPLEY, FL 32428-3054
Document Number0067007023
Book / Page1284 / 747
Map ReferenceMB 2 PG 9-27
Instrument DateSep 29, 2023
Instrument202367007023
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Tax$70.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6525 PROVIDENCE FARM LN APT 5201, 5201, CHARLOTTE, NC 28277-7228

Transferred To (Grantee/Buyer)

NameVerified Name
Address14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,108.00 (+1,484.96%)$195,113 (+2,687.33%) Land $10,000 Building $185,113$195,113 (+2,687.33%) Land $10,000 Building $185,113
2024$133.00 (+60.24%)$7,000 (+4%) Land $7,000$7,000 (+4%) Land $7,000
2023$83.00 (+15.28%)$5,000 (+42.86%) Land $5,000$5,000 (+42.86%) Land $5,000
2022$72.00$3,500 Land $3,500$3,500 Land $3,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims16 (1994–2021)
Claims Outside the SFHA9 of 16
Most Recent ClaimNov 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 2 claims

Wildfire

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Wildstar Networks
Fixed Wireless		200 / 50

May also be available: T-Mobile USA.

Based on FCC filings for 16 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSUNNY HILLS UTILITY COMPANY
public/private · serves 1,458 people
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Merger Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures