San Diego County property record for 3877 Bay Leaf Way, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,148 sqft · built 1975 |
| Lot Size | 0.42 acres (1,822 sqft) |
| Owner | Company Name on File |
| Last Sale | $287,500 (Oct 2015) |
| Tax Bill | $3,763 (2025) |
| Deeds & Mortgages | Nov 2017 Reverse Mortgage Sep 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-422-14-00 |
| Primary APN | 160-422-14-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,148 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 1,822 sqft (0.42 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 3877 BAY LEAF WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-8308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 114&UND 1/126 INT IN LOT 127&ALL TR 007857 |
| Legal Subdivision | OCEANA EAST |
| Legal Tract | 007857 |
| Legal Block | 1 |
| Legal Lot Number | 114,1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 18512 |
Source: San Diego County records · APN 160-422-14-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3877 BAY LEAF WAY, OCEANSIDE, CA 92057-8308 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Nov 30, 2017 | Deed of Trust, Mortgage · Reverse Mortgage ADVISORS MORTGAGE GROUP LLC |
| Sep 16, 2021 | Intrafamily Transfer, Transfer |
| Sep 16, 2021 | Intrafamily Transfer, Transfer |
| Nov 22, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 27, 2015 · Amount on Record |
| Deed Sale | Oct 27, 2015 · Amount on Record |
| Prior Sale | May 14, 2013 · Amount on Record |
| Deed Document Number | 2015561514 |
| Last Transfer Date | Dec 21, 2020 |
| Transfer Doc | 0000655601 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3877 BAY LEAF WAY, OCEANSIDE, CA 92057-8308 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000557999 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 2017-0557999 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | ASBURY PARK, NJ 07712 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.71% |
| Type Change Date | Dec 01, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 16, 2021 |
| Property Address | 3877 BAY LEAF WAY, OCEANSIDE, CA 92057-8308 |
| Document Number | 0000655600 |
| Map Reference | MAP 7857 |
| Instrument Date | Dec 21, 2020 |
| Instrument | 2021-0655600 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3877 BAY LEAF WAY, OCEANSIDE, CA 92057-8308 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 16, 2021 |
| Property Address | 3877 BAY LEAF WAY, OCEANSIDE, CA 92057-8308 |
| Document Number | 0000655601 |
| Map Reference | MAP 7857 |
| Instrument Date | Dec 21, 2020 |
| Instrument | 2021-0655601 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3877 BAY LEAF WAY, OCEANSIDE, CA 92057-8308 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3877 BAY LEAF WAY, OCEANSIDE, CA 92057-8308 |
| Document Number | 0000558000 |
| Instrument Date | Nov 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2017 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3877 BAY LEAF WAY OCEANSIDE CA 920578308, OCEANSIDE, CA 92057-8308 |
| Document Number | 0000558000 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 558000 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.71% |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $347,139 (+2%) Land $205,266 Building $141,873 | |
| 2025 | $3,763.00 (+5.29%) Homeowner's exemption | $340,334 (+4.04%) Land $201,242 Building $139,092 |
| 2023 | $3,574.00 (+1.13%) Homeowner's exemption | $327,121 Land $193,429 Building $133,692 |
| 2022 | $3,534.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: California Internet.
Based on FCC filings for 512 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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