San Diego County property record for 3849 Bay Leaf Way, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,050 sqft · built 1975 |
| Lot Size | 0.43 acres (1,892 sqft) |
| Owner | Individual Name on File |
| Last Sale | $282,000 (Oct 2017) |
| Tax Bill | $3,545 (2025) |
| Deeds & Mortgages | Oct 2017 Sale & Mortgage Aug 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-422-07-00 |
| Primary APN | 160-422-07-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Gravel |
| Lot Area | 1,892 sqft (0.43 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Heating System | Radiant |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3849 BAY LEAF WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-8308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 107&UND 1/126 INT IN LOT 127&ALL TR 007857 |
| Legal Subdivision | OCEANA EAST |
| Legal Tract | 007857 |
| Legal Block | 1 |
| Legal Lot Number | 107,1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 18512 |
Source: San Diego County records · APN 160-422-07-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3849 BAY LEAF WAY, OCEANSIDE, CA 92057-8308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2017 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 04, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 26, 2017 · Amount on Record |
| Deed Sale | Oct 26, 2017 · Amount on Record |
| Prior Sale | Dec 09, 1994 · Amount on Record |
| Deed Document Number | 2017500175 |
| Prior Transfer Date | Jul 19, 2017 |
| Prior Transfer Doc | 0000353222 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 26, 2017 |
| Property Address | 3849 BAY LEAF WAY, OCEANSIDE, CA 92057-8308 |
| Document Number | 0000500175 |
| Map Reference | MAP7857 |
| Instrument Date | Oct 24, 2017 |
| Instrument | 2017-0500175 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | WESTERN RESOURCES TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3849 BAY LEAF WAY, OCEANSIDE, CA 92057-8308 |
| Document Number | 0000500176 |
|---|---|
| Date | Oct 26, 2017 |
| Instrument | 2017-0500176 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 04, 2017 |
| Property Address | 3849 BAY LEAF WAY, OCEANSIDE, CA 92057-8308 |
| Document Number | 0000353222 |
| Instrument Date | Jul 19, 2017 |
| Instrument | 353222 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 20 RICHMOND HL LAGUNA NIGUEL CA 926774773, LAGUNA NIGUEL, CA 92677-4773 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $327,276 (+2%) Land $109,078 Building $218,198 | |
| 2025 | $3,545.00 (+5.29%) Homeowner's exemption | $320,860 (+4.04%) Land $106,940 Building $213,920 |
| 2023 | $3,367.00 (+1.6%) Homeowner's exemption | $308,403 Land $102,789 Building $205,614 |
| 2022 | $3,314.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: California Internet.
Based on FCC filings for 512 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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