3870 Kaiser Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3870 Kaiser Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2006
Square Footage	3,635 sqft Heated Area
Lot Size	104,805 sqft (2.4 acres)
Occupancy	Owner Occupied
Last Sale	$574,000 (2020)
Tax Bill	$10,708.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`88871`
Alternative APN	`362630495000010940`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,635 sqft Heated Area
Gross Area	4,987 sqft Gross Area
1st Floor	3,635 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	104,805 sqft (2.4 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Finished Garage
Garage Area	2,944 sqft Garage

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	320 sqft Shed
Patio Area	1,242 sqft Patio
Porch	1 Porch
Porch Area	824 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	88871
Street Address	3870 KAISER AVE
City	SAINT CLOUD
State	FL
Zip	34772-9338
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 20 N 1/2 LOT 94 LESS R R/W
Legal Range	30E
Legal Township	26S
Legal Section	36
Legal Subdivision	SEMINOLE LAND&INV CO
Legal Tract	94
Legal Block	1
Legal Lot Number	94
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1004
Census Tract	43205

Owner

Source: Osceola County records · APN 88871

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3870 KAISER AVE, SAINT CLOUD, FL 34772-9338
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2020 · Amount on Record
Deed Sale	Sep 23, 2020 · Amount on Record
Prior Sale	Feb 14, 2005 · Amount on Record
Deed Doc Number	2020127073
Deed Book / Page	5798 / 1424
Record Refreshed	Jun 08, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 23, 2020
Property Address	3870 KAISER AVE, SAINT CLOUD, FL 34772-9338
Document Number	0057981424
Book / Page	005798 / 001424
Instrument Date	Sep 21, 2020
Instrument	127073
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,018.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	3870 KAISER AVE ST CLOUD FL 347729338, ST CLOUD, FL 34772-9338

Mortgage

Document Number	57981425
Date	Sep 23, 2020
Book Page	005798/001425
Instrument	127074

Lender

Name	YES HOME LOANS INC
Address	4373 HUNTERS PARK LN # B, ORLANDO, FL 32837-7614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,708.00 (+13.64%)	$746,600 (+6.29%) Land $156,400 Building $590,200	$746,600 (+6.29%) Land $156,400 Building $590,200
2023	$9,423.00 (+11.95%)	$702,400 (+15.49%) Land $121,500 Building $580,900	$702,400 (+15.49%) Land $121,500 Building $580,900
2022	$8,417.00	$608,200 Land $108,300 Building $499,900	$608,200 Land $108,300 Building $499,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	About 1 in 418 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.