DeKalb County property record for 3875 E Saddle Ridge Dr, Lithonia, GA 30038
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,641 sqft · built 2003 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Jan 2012) |
| Tax Bill | $533 (2023) |
| Deeds & Mortgages | Jan 2025 Reverse Mortgage Jan 2025 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16 046 01 074 |
| Primary APN | 16 046 01 074 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,641 sqft Living Area |
| Gross Area | 3,044 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 395 sqft |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Old Parcel Number | 1604601074 |
|---|---|
| Street Address | 3875 E SADDLE RIDGE DR |
| City | LITHONIA |
| State | GA |
| Zip | 30038-3973 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100 |
| Legal Description | CITY/MUNI/TWP:STONECREST |
| Legal Subdivision | TRAILS AT SAVOY CHASE |
| Legal Block | D |
| Legal Lot Number | 18 2 |
| Jurisdiction | DE KALB GA |
| Township / Civil Division | LITHONIA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 23432 |
3875 E Saddle Ridge Dr is owned and occupied by two individuals who bought it in January 2012.
Source: DeKalb County records, as of March 18, 2024
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3875 E SADDLE RIDGE DR, LITHONIA, GA 30038-3973 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2025 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE |
| Jan 6, 2025 | Deed of Trust, Mortgage · Reverse Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Nov 30, 2018 | Deed of Trust, Mortgage · Line of Credit GEORGIA UNITED CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2012 · Amount on File |
| Deed Sale | Jan 11, 2012 · Amount on File |
| Prior Sale | Dec 1, 2003 · Amount on File |
| Deed Document Number | 2012-000955 |
| Deed Book / Page | 22832 / 659 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB GA |
| Property Address | 3875 E SADDLE RIDGE DR, LITHONIA, GA 30038-3973 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3875 E SADDLE RIDGE DR, LITHONIA, GA 30038-3973 |
| Document Number | 0317910173 |
|---|---|
| Date | Jan 6, 2025 |
| Book Page | 0000031791/0000000173 |
| Instrument | 2025001475 |
| Name | FINANCE OF AMERICA REVERSE |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 936 Months |
| Due | Jan 1, 2103 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB GA |
| Property Address | 3875 E SADDLE RIDGE DR, LITHONIA, GA 30038-3973 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3875 E SADDLE RIDGE DR, LITHONIA, GA 30038-3973 |
| Document Number | 0317910195 |
|---|---|
| Date | Jan 6, 2025 |
| Book Page | 0000031791/0000000195 |
| Instrument | 2025001476 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 936 Months |
| Due | Jan 1, 2103 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB GA |
| Property Address | 3875 E SADDLE RIDGE DR, LITHONIA, GA 30038-3973 |
| Document Number | 0272940734 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2019 |
| Name | Verified Name |
|---|---|
| Address | 3875 E SADDLE RIDGE DR LITHONIA GA 300383973, LITHONIA, GA 30038-3973 |
| Document Number | 0272940734 |
|---|---|
| Date | Dec 13, 2018 |
| Book Page | 027294/000734 |
| Instrument | 197358 |
| Name | GEORGIA UNITED CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, GA 30097 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 12, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: DeKalb County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Georgia |
| County | DeKalb County |
| Municipality | Stonecrest City |
| Unified School District | DeKalb County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $533.00 (-20.21%) Senior Citizen's exemption | $123,440 (+9.67%) Land $7,680 Building $115,760 | $308,600 (+9.67%) Land $19,200 Building $289,400 |
| 2022 | $668.00 | $112,560 Land $7,680 Building $104,880 | $281,400 Land $19,200 Building $262,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3875 E Saddle Ridge Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3875 E Saddle Ridge Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB COUNTY serves 743,000 people · EPA ID GA0890001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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