DeKalb County property record for 3874 E Saddle Ridge Dr, Lithonia, GA 30038
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,101 sqft · built 2001 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $266,000 (Nov 2002) |
| Tax Bill | $3,712 (2023) |
| Deeds & Mortgages | Dec 2022 Line of Credit Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16 046 01 085 |
| Primary APN | 16 046 01 085 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,101 sqft Living Area |
| Attic Area | 480 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 539 sqft |
| Porch | Porch |
| Porch Area | 136 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Old Parcel Number | 1604601085 |
|---|---|
| Street Address | 3874 E SADDLE RIDGE DR |
| City | LITHONIA |
| State | GA |
| Zip | 30038-3971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100 |
| Legal Description | CITY/MUNI/TWP:STONECREST |
| Legal Subdivision | TRAILS AT SAVOY CHASE |
| Legal Block | D |
| Legal Lot Number | 29 2 |
| Jurisdiction | DE KALB GA |
| Township / Civil Division | LITHONIA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 23432 |
3874 E Saddle Ridge Dr is owned and occupied by two individuals who bought it in November 2002.
Source: DeKalb County records, as of March 18, 2024
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3874 E SADDLE RIDGE DR, LITHONIA, GA 30038-3971 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Nov 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAPITAL GROUP |
| Jun 3, 2019 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Nov 21, 2017 | Deed of Trust, Mortgage · FHA Mortgage FELLOWSHIP HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2002 · Amount on File |
| Deed Sale | Nov 22, 2002 · Amount on File |
| Deed Document Number | 0013901520 |
| Deed Book / Page | 13901 / 520 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB GA |
| Property Address | 3874 E SADDLE RIDGE DR, LITHONIA, GA 30038-3971 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3874 E SADDLE RIDGE DR, LITHONIA, GA 30038-3971 |
| Document Number | 0307020380 |
|---|---|
| Date | Dec 19, 2022 |
| Book Page | 0000030702/0000000380 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 1, 2062 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB GA |
| Property Address | 3874 E SADDLE RIDGE DR, LITHONIA, GA 30038-3971 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3874 E SADDLE RIDGE DR, LITHONIA, GA 30038-3971 |
| Document Number | 0288260728 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 0000028826/0000000728 |
| Name | INTERCONTINENTAL CAPITAL GROUP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB GA |
| Property Address | 3874 E SADDLE RIDGE DR, LITHONIA, GA 30038-3971 |
| Document Number | 0276310344 |
| Instrument Date | Jun 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 3874 E SADDLE RIDGE DR LITHONIA GA 300383971, LITHONIA, GA 30038-3971 |
| Document Number | 0276310344 |
|---|---|
| Date | Jun 26, 2019 |
| Book Page | 027631/000344 |
| Instrument | 96885 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jun 25, 2059 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB GA |
| Property Address | 3874 E SADDLE RIDGE DR, LITHONIA, GA 30038-3971 |
| Document Number | 0266330755 |
| Book / Page | 026633 / 000755 |
| Instrument Date | Nov 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3874 E SADDLE RIDGE DR LITHONIA GA 300383971, LITHONIA, GA 30038-3971 |
| Document Number | 0266330755 |
|---|---|
| Date | Dec 5, 2017 |
| Book Page | 026633/000755 |
| Instrument | 173058 |
| Name | FELLOWSHIP HM LOANS |
|---|---|
| Address | JERICHO, NY 11753 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 4, 2047 |
Source: DeKalb County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Georgia |
| County | DeKalb County |
| Municipality | Stonecrest City |
| Unified School District | DeKalb County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,712.00 (-12.2%) Homeowner's exemption | $132,640 (+1.19%) Land $8,080 Building $124,560 | $331,600 (+1.19%) Land $20,200 Building $311,400 |
| 2022 | $4,228.00 | $131,080 Land $8,080 Building $123,000 | $327,700 Land $20,200 Building $307,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3874 E Saddle Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3874 E Saddle Ridge Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB COUNTY serves 743,000 people · EPA ID GA0890001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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