3875 Bessent Rd, Jacksonville, FL 32218 Property Records

Duval County property record for 3875 Bessent Rd, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,403 sqft · built 1975
Lot Size	0.367 acres (15,999 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,749 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`020304-0000`

Property Details

APN / Parcel Number

Primary APN	`020304-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,403 sqft Living Area
Gross Area	2,681 sqft
1st Floor Area	1,962 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,999 sqft (0.367 acres)
Lot Dimensions	245 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	234 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	1 sqft
Porch	Finished/Open Porch
Porch Area	18 sqft
Patio Area	96 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3875 BESSENT RD
City	JACKSONVILLE
State	FL
Zip	32218-5064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	30-62 09-1S-26E WILMINGTON FOREST LOT 12
Legal Range	26E
Legal Township	01S
Legal Section	09
Legal Subdivision	WILMINGTON FOREST
Legal Lot Number	12
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	2
Census Block	2003
Census Tract	10503

Owner

Source: Duval County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3875 BESSENT RD, JACKSONVILLE, FL 32218-5064
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL
Aug 21, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2005
Deed Sale	May 19, 2005
Deed Document Number	2005183418
Deed Book / Page	12494 / 355
Last Transfer Date	Aug 21, 2023
Transfer Doc	0207861329
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Recording Date	Aug 6, 2026
Property Address	3875 BESSENT RD, JACKSONVILLE, FL 32218-5064
Document Number	0000183484
Book / Page	22008 / 1661
Instrument Date	Jul 31, 2026
Instrument	2026183484
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3875 BESSENT RD, JACKSONVILLE, FL 32218-5064

Mortgage

Document Number	0000183484,
Date	Aug 6, 2026
Book Page	22008/1661
Instrument	2026183484

Lender

Name	TOP FLITE FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.43%
Max Rate	-1%

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUVAL FL
Recording Date	Aug 21, 2023
Property Address	3875 BESSENT RD, JACKSONVILLE, FL 32218-5064
Document Number	0207861329
Book / Page	20786 / 1329
Instrument Date	Aug 21, 2023
Instrument	2023174863
Transaction Type	Transfer
Record Updated	Aug 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3875 BESSENT RD, JACKSONVILLE, FL 32218-5064

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3875 BESSENT RD, JACKSONVILLE, FL 32218-5064

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,475 (+2.7%)	$273,851 (+2.73%) Land $75,056 Building $198,795
2025	$3,749.00 (+7.39%) Homeowner's exemption	$231,232 (+5.64%)	$266,577 (+8.63%) Land $54,450 Building $212,127
2024	$3,491.00 (+2.53%)
2023	$3,405.00 (+9.27%) Homeowner's exemption	$218,883 (+3%)	$245,399 (+14.56%) Land $39,325 Building $206,074
2022	$3,116.00 Homeowner's exemption	$212,508	$214,216 Land $34,485 Building $179,731

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	4 (2016–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

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