Duval County property record for 3825 Bessent Rd, Jacksonville, FL 32218
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,804 sqft · built 1975 |
| Lot Size | 0.45 acres (19,591 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Jul 2013) |
| Tax Bill | $1,815 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020301-0000 |
| Primary APN | 020301-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,804 sqft Living Area |
| Gross Area | 2,554 sqft |
| 1st Floor Area | 1,804 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,591 sqft (0.45 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3825 BESSENT RD |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32218-5021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-60 |
| Legal Description | 30-62 09-1S-26E WILMINGTON FOREST LOT 9 |
| Legal Range | 26E |
| Legal Township | 01S |
| Legal Section | 09 |
| Legal Subdivision | WILMINGTON FOREST |
| Legal Lot Number | 9 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE NORTH |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10503 |
Source: Duval County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3825 BESSENT RD, JACKSONVILLE, FL 32218-5021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2023 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Jul 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NA |
| Dec 22, 2015 | Loan Modification, Mortgage · FHA Mortgage MB FIN'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2013 · Amount on Record |
| Deed Sale | Jul 31, 2013 · Amount on Record |
| Deed Document Number | 2013199041 |
| Deed Book / Page | 16475 / 712 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 3825 BESSENT RD, JACKSONVILLE, FL 32218-5021 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3825 BESSENT RD, JACKSONVILLE, FL 32218-5021 |
| Document Number | 0207020421 |
|---|---|
| Date | Jun 5, 2023 |
| Book Page | 20702/421 |
| Instrument | 2023114061 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 3825 BESSENT RD, JACKSONVILLE, FL 32218-5021 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3825 BESSENT RD, JACKSONVILLE, FL 32218-5021 |
| Document Number | 0198352009 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 19835/2009 |
| Instrument | 2021193394 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 293 Months |
| Due | Dec 1, 2045 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 3825 BESSENT RD, JACKSONVILLE, FL 32218-5021 |
| Document Number | 0181692137 |
| Book / Page | 018169 / 002137 |
| Instrument Date | Dec 22, 2015 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2017 |
| Name | Verified Name |
|---|---|
| Address | 3825 BESSENT RD JACKSONVILLE FL 322185021, JACKSONVILLE, FL 32218-5021 |
| Document Number | 0181692137 |
|---|---|
| Date | Nov 1, 2017 |
| Book Page | 018169/002137 |
| Instrument | 249815 |
| Name | MB FIN'L BK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, OH 45177 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Oct 31, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Duval County assessment roll, as of June 3, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,486 (+2.7%) | $234,695 (+2.53%) Land $51,963 Building $182,732 | |
| 2025 | $1,815.00 (+13.58%) Homeowner's exemption | $122,187 (+5.99%) | $228,913 (+9.95%) Land $51,300 Building $177,613 |
| 2024 | $1,598.00 (+3.5%) | ||
| 2023 | $1,544.00 (+10.13%) Homeowner's exemption | $115,286 (+3.06%) | $208,202 (+83.18%) Land $37,050 Building $171,152 |
| 2022 | $1,402.00 Homeowner's exemption | $111,864 | $113,659 Land $32,490 Building $81,169 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 4 (2016–2022) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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