Wayne County property record for 38749 Charlotte, Romulus, MI 48174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,052 sqft · built 2022 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $299,350 (Apr 2023) |
| Tax Bill | $8,700 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 80 027 03 0059 000 |
| Primary APN | 80 027 03 0059 000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,052 sqft Living Area |
| 1st Floor Area | 850 sqft |
| Basement Area | 850 sqft |
| Unfinished Basement | 850 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 155 ft deep x 81.7 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 38749 CHARLOTTE |
|---|---|
| City | ROMULUS |
| State | MI |
| Zip | 48174-5331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A-S.F |
| Legal Description | 07D59 LOT 59 LEGACY PARK SUBDIVISION T3S R9E L 122 PG 69 TO 76 WCR |
| Legal Subdivision | LEGACY PARK |
| Legal Lot Number | 59 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | ROMULUS |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 585800 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38749 CHARLOTTE, ROMULUS, MI 48174-5331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Apr 6, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Apr 13, 2023 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage TJC MORTGAGE INC |
| May 6, 2021 | Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2023 · Amount on Record |
| Deed Sale | Apr 13, 2023 · Amount on Record |
| Deed Document Number | 2023126655 |
| Deed Book / Page | 58204 / 790 |
| Prior Transfer Date | Apr 4, 2023 |
| Prior Transfer Doc | 0581931023 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Apr 30, 2026 |
| Property Address | 38749 CHARLOTTE, ROMULUS, MI 48174-5331 |
| Document Number | 0000169836 |
| Book / Page | 60255 / 1408 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 2026169836 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 38749 CHARLOTTE, ROMULUS, MI 48174-5331 |
| Document Number | 0000169836, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 60255/1408 |
| Instrument | 2026169836 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 1, 2066 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Apr 6, 2023 |
| Property Address | 38749 CHARLOTTE, ROMULUS, MI 48174-5331 |
| Document Number | 0581931023 |
| Book / Page | 58193 / 1023 |
| Map Reference | LB 122 PG 69-76 |
| Instrument Date | Apr 4, 2023 |
| Instrument | 2023120569 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42400 GRAND RIVER AVE # AVE112, AVE112, NOVI, MI 48375-2571 |
| Name | Verified Name |
|---|---|
| Address | 42400 GRAND RIVER AVE STE 112, 112, NOVI, MI 48375-2572 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Apr 13, 2023 |
| Property Address | 38749 CHARLOTTE, ROMULUS, MI 48174-5331 |
| Document Number | 0582040790 |
| Book / Page | 58204 / 790 |
| Map Reference | LB 122 PG 69-76 |
| Instrument Date | Apr 4, 2023 |
| Instrument | 2023126655 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,246.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42400 GRAND RIVER AVE # AVE112, AVE112, NOVI, MI 48375-2571 |
| Name | Verified Name |
|---|---|
| Address | 8198 KIRKRIDGE ST, VAN BUREN TOWNSHIP, MI 48111-1619 |
| Document Number | 0058204792 |
|---|---|
| Date | Apr 13, 2023 |
| Instrument | 58204/792 |
| Name | TJC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | May 6, 2021 |
| Property Address | 38749 CHARLOTTE, ROMULUS, MI 48174-5331 |
| Document Number | 0567061441 |
| Book / Page | 56706 / 1441 |
| Map Reference | LB 122 PG 69-76 |
| Instrument Date | Apr 14, 2021 |
| Instrument | 2021215057 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42400 GRAND RIVER AVE # AVE112, AVE112, NOVI, MI 48375-2571 |
| Name | Verified Name |
|---|---|
| Address | 42400 GRAND RIVER AVE STE 112, 112, NOVI, MI 48375-2572 |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Romulus City |
| Unified School District | Romulus Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,200 (+7.22%) | $380,400 (+7.22%) | |
| 2025 | $8,700.00 (+5,337.5%) Homeowner's exemption | $177,400 (+102.28%) | $354,800 (+102.28%) |
| 2023 | $87,700 | $175,400 | |
| 2019 | $160.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2019–2023) |
| Most Recent Claim | Aug 2023 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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