38725 Charlotte, Romulus, MI 48174 Property Records

Wayne County property record for 38725 Charlotte, Romulus, MI 48174

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,382 sqft · built 2022
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$335,455 (Oct 2022)
Tax Bill	$9,504 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`80 027 03 0061 000`

Property Details

APN / Parcel Number

Primary APN	`80 027 03 0061 000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,382 sqft Living Area
1st Floor Area	1,293 sqft
Basement Area	1,293 sqft
Unfinished Basement	1,293 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	177 ft deep x 59.6 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	38725 CHARLOTTE
City	ROMULUS
State	MI
Zip	48174-5331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A-S.F
Legal Description	07D61 LOT 61 LEGACY PARK SUBDIVISION T3S R9E L 122 PG 69 TO 76 WCR
Legal Subdivision	LEGACY PARK
Legal Lot Number	61
Jurisdiction	WAYNE MI
Township / Civil Division	ROMULUS
Census Block Group	1
Census Block	1032
Census Tract	585800

Owner

38725 Charlotte is owned and occupied by an individual who bought it in October 2022.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	38725 CHARLOTTE, ROMULUS, MI 48174-5331
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 25, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 17, 2022	Quit Claim Deed, Transfer Quitclaim
May 6, 2021	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2022 · Amount on File
Deed Sale	Oct 25, 2022 · Amount on File
Deed Document Number	2022320126
Deed Book / Page	57927 / 1113
Prior Transfer Date	Oct 7, 2022
Prior Transfer Doc	0579091201
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	38725 CHARLOTTE, ROMULUS, MI 48174-5331
Transaction Type	Mortgage
Record Updated	Apr 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38275 CHARLOTTE, ROMULUS, MI 48174

Mortgage

Document Number	0600420099
Date	Feb 2, 2026
Book Page	60042/99
Instrument	2026038605

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jan 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Oct 25, 2022
Property Address	38725 CHARLOTTE, ROMULUS, MI 48174-5331
Document Number	0579271113
Book / Page	57927 / 1113
Map Reference	LB 122 PG 69-76
Instrument Date	Oct 7, 2022
Instrument	2022320126
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,516.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	42400 GRAND RIVER AVE # AVE112, 42400, NOVI, MI 48375-2571

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38725 CHARLOTTE, ROMULUS, MI 48174-5331

Mortgage

Document Number	0579271115
Date	Oct 25, 2022
Instrument	57927/1115

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	362 Months
Due	Dec 1, 2052

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Oct 17, 2022
Property Address	38725 CHARLOTTE, ROMULUS, MI 48174-5331
Document Number	0579091201
Book / Page	57909 / 1201
Map Reference	LB 122 PG 69-76
Instrument Date	Oct 7, 2022
Instrument	2022312109
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	42400 GRAND RIVER AVE # AVE112, 42400, NOVI, MI 48375-2571

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42400 GRAND RIVER AVE STE 112, 112, NOVI, MI 48375-2572

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	May 6, 2021
Property Address	38725 CHARLOTTE, ROMULUS, MI 48174-5331
Document Number	0567061441
Book / Page	56706 / 1441
Map Reference	LB 122 PG 69-76
Instrument Date	Apr 14, 2021
Instrument	2021215057
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	42400 GRAND RIVER AVE # AVE112, 42400, NOVI, MI 48375-2571

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42400 GRAND RIVER AVE STE 112, 112, NOVI, MI 48375-2572

Tax Assessment & Valuation

The 2025 property tax bill for 38725 Charlotte was $9,504 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Romulus City
Unified School District	Romulus Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,800 (+6.77%)	$425,600 (+6.77%)
2025	$9,504.00 Homeowner's exemption	$199,300	$398,600
2023		$169,800	$339,600
2019	$169.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38725 Charlotte in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2019–2023)
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38725 Charlotte is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Charlotte

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