3874 Blackberry Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3874 Blackberry Cir, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,852 sqft · built 1997
Lot Size	0.175 acres (7,623 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Aug 2025)
Tax Bill	$2,162 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`76229`

Property Details

APN / Parcel Number

Primary APN	`76229`
Alternative APN	`332530001600011690`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,852 sqft Heated Area
Gross Area	2,434 sqft
1st Floor Area	1,852 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,623 sqft (0.175 acres)
Lot Dimensions	106 ft deep x 72 ft wide
Garage Type	Finished
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	142 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	76229
Street Address	3874 BLACKBERRY CIR
City	SAINT CLOUD
State	FL
Zip	34769-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	BLACKBERRY CREEK UNIT FOUR PB 8 PG 163-164 LOT 169
Legal Range	30E
Legal Township	25S
Legal Section	33
Legal Subdivision	BLACKBERRY CREEK
Legal Tract	16
Legal Block	1
Legal Lot Number	169
Legal Unit	FO
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1004
Census Tract	43203

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3874 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · Commercial Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Dec 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 31, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Oct 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2025 · Amount on Record
Deed Sale	Aug 13, 2025 · Amount on Record
Prior Sale	Jan 5, 2010 · Amount on Record
Deed Document Number	2025100705
Deed Book / Page	6834 / 155
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3874 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1428
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3874 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1428

Mortgage

Document Number	0065821994
Date	Apr 15, 2024
Book Page	6582/1994
Instrument	2024048266

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC
Type	Non-Lending Institution
Address	5 BRYANT PARK # 2323, NEW YORK, NY 10018

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3874 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1428
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3874 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1428

Mortgage

Document Number	0065251253
Date	Dec 27, 2023
Book Page	6525/1253
Instrument	2023167878

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2044

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3874 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1428
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3874 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1428

Mortgage

Document Number	0064980597
Date	Oct 31, 2023
Book Page	6498/597
Instrument	2023143607

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3874 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1428
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3874 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1428

Mortgage

Document Number	0064832719
Date	Oct 3, 2023
Book Page	6483/2719
Instrument	2023130150

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,162.00 (+6.92%) Homeowner's exemption	$163,687 (+5.99%)	$340,000 (+7.8%) Land $70,000 Building $270,000
2023	$2,022.00 (+4.07%) Homeowner's exemption	$154,441 (+3%)	$315,400 (+27.18%) Land $60,000 Building $255,400
2022	$1,943.00 Homeowner's exemption	$149,943	$248,000 Land $45,000 Building $203,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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