3873 Springtree Dr, Owensboro, KY 42301 Property Records

Daviess County property record for 3873 Springtree Dr, Owensboro, KY 42301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,216 sqft · built 1983
Lot Size	0.201 acres (8,750 sqft)
Owner	Individual Name on Record
Tax Bill	$1,331 (2025)
Deeds & Mortgages	Mar 2006 Mortgage Mar 2006 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`006-16-01-085-00-000`

Property Details

APN / Parcel Number

Primary APN	`006-16-01-085-00-000`
Alternative APN	`1413137`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,216 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,750 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3873 SPRINGTREE DR
City	OWENSBORO
State	KY
Zip	42301-0192
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3873 SPRINGTREE DR
Legal Subdivision	LAKEWOOD
Legal Lot Number	85
Jurisdiction	DAVIESS KY
Township / Civil Division	UTICA-STANLEY
Census Block Group	1
Census Block	1019
Census Tract	1300

Owner

Source: Daviess County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3873 SPRINGTREE DR, OWENSBORO, KY 42301-0192
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2006	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO
Mar 17, 2006	Deed of Trust, Mortgage BRANCH BANKING AND TRUST CO
Apr 11, 2008	Deed, Transfer · FHA Mortgage OLD NATIONAL BANK
Aug 22, 2006	Deed, Transfer · Conventional Mortgage NATIONAL CITY MORTGAGE
Mar 17, 2006	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	3873 SPRINGTREE DR, OWENSBORO, KY 42301-0192
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001492/559
Date	Mar 17, 2006
Book Page	1492/559
Instrument	0004757

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2036

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	3873 SPRINGTREE DR, OWENSBORO, KY 42301-0192
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001492/575
Date	Mar 17, 2006
Book Page	1492/575
Instrument	0004758

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Amount	Amount Recorded

April 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Apr 11, 2008
Property Address	3873 SPRINGTREE DR, OWENSBORO, KY 42301-0192
Document Number	000846/266
Book / Page	0846 / 266
Map Reference	MB12 PG73
Instrument Date	Apr 9, 2008
Instrument	200800005729
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6275 PLEASANT VALLEY RD, PHILPOT, KY 42366-9748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3873 SPRINGTREE DR, OWENSBORO, KY 42301-0192

Mortgage

Document Number	001634/284
Date	Apr 11, 2008
Book Page	1634/284
Instrument	2008-00005730

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47701

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2038

August 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Aug 22, 2006
Property Address	3873 SPRINGTREE DR, OWENSBORO, KY 42301-0192
Document Number	000821/478
Book / Page	0821 / 478
Map Reference	MB12 PG73
Instrument Date	Aug 21, 2006
Instrument	00014608
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2235 BROAKLEY PK DR, WINSTON SALEM, NC 27103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3873 SPRINGTREE DR, OWENSBORO, KY 42301-0192
Investor	Possibly a Property Investor

Mortgage

Document Number	001524/957
Date	Aug 22, 2006
Book Page	1524/957
Instrument	0014609

Lender

Name	NATIONAL CITY MORTGAGE
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2036

March 2006: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIESS KY
Recording Date	Mar 17, 2006
Property Address	3873 SPRINGTREE DR, OWENSBORO, KY 42301-0192
Document Number	000813/805
Book / Page	0813 / 805
Map Reference	MB12 PG73
Instrument Date	Mar 3, 2006
Instrument	00004756
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3873 SPRINGTREE DR, OWENSBORO, KY 42301-0192

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 SILVER CREEK LOOP, OWENSBORO, KY 42303-4466

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Municipality	Owensboro City
Unified School District	Daviess County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,200 (-)	$129,200 (-)
2025	$1,331.00 (+354.27%)	$129,200 (-) Land $15,000 Building $114,200	$129,200 (-) Land $15,000 Building $114,200
2023		$129,200 (+16.4%)	$129,200 (+16.4%)
2022	$293.00	$111,000	$111,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Conexon Connect, Owensboro Municipal Utilities.

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