Daviess County property record for 3854 Springtree Dr, Owensboro, KY 42301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,075 sqft · built 1985 |
| Lot Size | 0.209 acres (9,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,900 (Jul 2017) |
| Tax Bill | $1,395 (2025) |
| Deeds & Mortgages | Nov 2005 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-16-01-075-00-000 |
| Primary APN | 006-16-01-075-00-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,075 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,100 sqft (0.209 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3854 SPRINGTREE DR |
|---|---|
| City | OWENSBORO |
| State | KY |
| Zip | 42301-0191 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3854 SPRINGTREE DR |
| Legal Subdivision | LAKEWOOD |
| Legal Lot Number | 75 |
| Jurisdiction | DAVIESS KY |
| Township / Civil Division | UTICA-STANLEY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 1300 |
3854 Springtree Dr is owned and occupied by an individual who bought it in July 2017.
Source: Daviess County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3854 SPRINGTREE DR, OWENSBORO, KY 42301-0191 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2017 · Amount on File |
| Deed Sale | Jul 1, 2017 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIESS KY |
| Recording Date | Nov 14, 2005 |
| Property Address | 3854 SPRINGTREE DR, OWENSBORO, KY 42301-0191 |
| Document Number | 000808/319 |
| Book / Page | 0808 / 319 |
| Map Reference | MB12 PG72 |
| Instrument Date | Nov 10, 2005 |
| Instrument | 2005-00020245 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $87.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1522 FORREST LN, OWENSBORO, KY 42301-6830 |
| Name | Verified Name |
|---|---|
| Address | 3854 SPRINGTREE DR, OWENSBORO, KY 42301-0191 |
| Document Number | 001468/018 |
|---|---|
| Date | Nov 14, 2005 |
| Book Page | 1468/018 |
| Instrument | 2005-00020246 |
| Name | NATIONPOINT |
|---|---|
| Type | Lending Institution |
| Address | SAN JOSE, CA 95131 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2035 |
| Prepayment Penalty | 00 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.99% |
| Type Change Date | Dec 1, 2008 |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.99% |
| Max Rate At Change | 10.9% |
| Index | 6-Month LIBOR |
| Max Rate | 13.9% |
The 2025 property tax bill for 3854 Springtree Dr was $1,395.
Source: Daviess County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Daviess County |
| Municipality | Owensboro City |
| Unified School District | Daviess County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $135,400 (-) | $135,400 (-) | |
| 2025 | $1,395.00 | $135,400 Land $15,000 Building $120,400 | $135,400 Land $15,000 Building $120,400 |
| 2023 | $135,400 (-) | $135,400 (-) | |
| 2022 | $357.00 | $135,400 | $135,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3854 Springtree Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3854 Springtree Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: Conexon Connect, Owensboro Municipal Utilities.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures