Marion County property record for 3873 Bernard Rd, Centralia, IL 62801
| Property Type | Rural Home |
|---|---|
| Details | 2,850 sqft · built 1975 |
| Lot Size | 80 acres (3,484,800 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,749 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1522400001 |
| Primary APN | 1522400001 |
|---|
| Building Area | 2,850 sqft Living Area |
|---|---|
| Basement Area | 814 sqft |
| Unfinished Basement | 814 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 3,484,800 sqft (80 acres) |
| Street Address | 3873 BERNARD RD |
|---|---|
| City | CENTRALIA |
| State | IL |
| Zip | 62801-9749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | W 1/2 SE |
| Jurisdiction | MARION IL |
| Township / Civil Division | RACCOON |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 952300 |
Source: Marion County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3873 BERNARD RD, CENTRALIA, IL 62801-9749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 12, 2009 |
| Transfer Doc | 2009R06173 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION IL |
| Property Address | 3873 BERNARD RD, CENTRALIA, IL 62801-9749 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020R02254 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 2020R02254 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 1, 2025 |
| Rate Type | Fixed Rate |
|---|
Source: Marion County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Marion County |
| County Subdivision | Raccoon Township |
| Secondary School District | Centralia High School District 200 (09 - 12) |
| Elementary School District | Raccoon Consolidated School District 1 (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,749.00 (+24.34%) Homeowner's exemption | $77,189 (+12.06%) Land $20,759 Building $56,430 | $231,567 (+12.06%) Land $62,277 Building $169,290 |
| 2024 | $3,015.00 (+26.63%) | $68,884 (+19.92%) Land $18,134 Building $50,750 | $206,652 (+19.92%) Land $54,402 Building $152,250 |
| 2022 | $2,381.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $57,440 Land $13,810 Building $43,630 | $172,320 Land $41,430 Building $130,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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