3840 Bernard Rd, Centralia, IL 62801 Property Records

Marion County property record for 3840 Bernard Rd, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$77,500 (Aug 2023)
Tax Bill	$2,790 (2022)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`1527200013`

Property Details

APN / Parcel Number

Primary APN	`1527200013`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Street Address	3840 BERNARD RD
City	CENTRALIA
State	IL
Zip	62801-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/2 NE NW NE
Jurisdiction	MARION IL
Township / Civil Division	RACCOON
Census Block Group	4
Census Block	4024
Census Tract	952300

Owner

Source: Marion County records, as of September 6, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3840 BERNARD RD, CENTRALIA, IL 62801-9748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Warranty Deed, Transfer · Conventional Mortgage ENDEAVOR CAPITAL LLC
Jun 9, 2023	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2023 · Amount on Record
Deed Sale	Aug 17, 2023 · Amount on Record
Prior Sale	Jun 9, 2023
Deed Document Number	2023R03304
Record Updated	Jun 7, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Aug 17, 2023
Property Address	3840 BERNARD RD, CENTRALIA, IL 62801-9748
Document Number	2023R03304
Instrument Date	Jul 19, 2023
Instrument	2023R03304
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	DOMA TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$116.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3939 BERNARD RD, CENTRALIA, IL 62801-9751

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3840 BERNARD RD, CENTRALIA, IL 62801-9748

Mortgage

Document Number	2023R03305
Date	Aug 17, 2023
Instrument	2023R03305

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

Mortgage

Document Number	2023R03306
Date	Aug 17, 2023
Instrument	2023R03306

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

June 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MARION IL
Recording Date	Jun 9, 2023
Property Address	3840 BERNARD RD, CENTRALIA, IL 62801-9748
Document Number	2023R02263
Instrument Date	Jun 9, 2023
Instrument	2023R02263
Transaction Type	Foreclosure
Record Updated	Jun 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3939 BERNARD RD, CENTRALIA, IL 62801-9751

Tax Assessment & Valuation

Source: Marion County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Raccoon Township
Secondary School District	Centralia High School District 200 (09 - 12)
Elementary School District	Raccoon Consolidated School District 1 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$2,790.00 Homeowner's exemption	$44,880 Land $10,510 Building $34,370	$134,640 Land $31,530 Building $103,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
GigFire Fixed Wireless	150 / 130
Netwitz Internet Services Fixed Wireless	30 / 5

May also be available: AT&T, T-Mobile, Verizon.

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