San Luis Obispo County property record for 3872 Seperado Ave, Atascadero, CA 93422
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,201 sqft · built 2005 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on Record |
| Last Sale | $552,500 (Mar 2017) |
| Tax Bill | $7,928 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-033-049 |
| Primary APN | 049-033-049 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,201 sqft Living Area |
| 1st Floor Area | 2,201 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Lot Area | 10,890 sqft (0.25 acres) |
| Terrain | Below Road/Slope |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 3872 SEPERADO AVE |
|---|---|
| City | ATASCADERO |
| State | CA |
| Zip | 93422-3081 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSFX |
| Legal Description | CY ATAS TR 2317-3 LT 11 |
| Legal Subdivision | TRACT 2317 PH III |
| Legal Tract | 2317-3 |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ATASCADERO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 12505 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3872 SEPERADO AVE, ATASCADERO, CA 93422-3081 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Oct 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 2, 2017 | Grant Deed, Transfer · Conventional Mortgage RESOURCE LENDERS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2017 · Amount on Record |
| Deed Sale | Mar 2, 2017 · Amount on Record |
| Prior Sale | Aug 27, 2013 · Amount on Record |
| Deed Document Number | 20179542 |
| Prior Transfer Date | Sep 19, 2013 |
| Prior Transfer Doc | 0000053979 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 3872 SEPERADO AVE, ATASCADERO, CA 93422-3081 |
| Document Number | 0000050030 |
| Instrument Date | Oct 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2017 |
| Title Company | BNT TITLE COMPANY/CA |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3872 SEPERADO AVE ATASCADERO CA 934223081, ATASCADERO, CA 93422-3081 |
| Document Number | 0000050030 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 50030 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 30, 2032 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 2, 2017 |
| Property Address | 3872 SEPERADO AVE, ATASCADERO, CA 93422-3081 |
| Document Number | 0000009542 |
| Map Reference | MB20 PG2 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 2017009542 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1807 N PADDINGTON LN, CLOVIS, CA 93619-0502 |
| Document Number | 0000009543 |
|---|---|
| Date | Mar 2, 2017 |
| Instrument | 2017009543 |
| Name | RESOURCE LENDERS INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Atascadero City |
| County | San Luis Obispo County |
| Unified School District | Atascadero Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $654,042 (+2%) Land $236,756 Building $417,286 | |
| 2025 | $7,928.00 (+5.96%) Homeowner's exemption | $641,218 (+4.04%) Land $232,114 Building $409,104 |
| 2023 | $7,482.00 (+2.45%) Homeowner's exemption | $616,320 Land $223,101 Building $393,219 |
| 2022 | $7,303.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.5 mg/L (2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Ranch Wifi, Verizon.
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