Harford County property record for 3872 Prospect Rd, Street, MD 21154
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 2,598 sqft · built 2000 |
| Lot Size | 26.5 acres (1,156,954 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,300 (Dec 1983) |
| Tax Bill | $6,041 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-045053 |
| Primary APN | 05-045053 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,598 sqft Total Area |
| Basement Area | 198 sqft |
| Unfinished Basement | 198 sqft |
| Utility Area | 644 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,156,954 sqft (26.5 acres) |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 396 sqft |
| Deck Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 2,800 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 045053 |
|---|---|
| Street Address | 3872 PROSPECT RD |
| City | STREET |
| State | MD |
| Zip | 21154-1518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG |
| Legal Description | LT 2 26.569 AC 3872 PROSPECT ROAD LD R KULIS PT 49/94 |
| Legal Subdivision | KULIS R |
| Legal Lot Number | 2 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 5, DUBLIN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 305100 |
3872 Prospect Rd, a rural home, is owned and occupied by two individuals who bought it in December 1983.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3872 PROSPECT RD, STREET, MD 21154-1518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 1983 · Amount on File |
| Deed Sale | Dec 15, 1983 · Amount on File |
| Deed Book / Page | 1116 / 213 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3872 Prospect Rd was $6,041 with a homeowner's exemption, up 17.4% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,041.00 (+17.44%) Homeowner's exemption | $548,833 | $589,300 Land $122,600 Building $466,700 |
| 2025 | $5,144.00 Homeowner's exemption | ||
| 2023 | $447,100 | $467,900 Land $112,600 Building $355,300 | |
| 2022 | $4,692.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3872 Prospect Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1984–2006) |
| Most Recent Claim | Jun 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3872 Prospect Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Armstrong.
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