Harford County property record for 3840 Prospect Rd, Street, MD 21154
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,867 sqft · built 1998 |
| Lot Size | 20.1 acres (875,556 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $17,800 (Dec 1983) |
| Tax Bill | $5,056 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-045061 |
| Primary APN | 05-045061 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,867 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 875,556 sqft (20.1 acres) |
| Garage Type | Attached |
| Garage Area | 538 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 424 sqft |
| Deck Area | 170 sqft |
| Shed | 1 Shed |
| Shed Area | 1,500 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 045061 |
|---|---|
| Street Address | 3840 PROSPECT RD |
| City | STREET |
| State | MD |
| Zip | 21154-1518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG |
| Legal Description | LT 3 20.10 AC 3840 PROSPECT ROAD LD W KULIS PT 89/88 |
| Legal Subdivision | KULIS W |
| Legal Lot Number | 3 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 5, DUBLIN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 305100 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3840 PROSPECT RD, STREET, MD 21154-1518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 1983 · Amount on Record |
| Deed Sale | Dec 15, 1983 · Amount on Record |
| Deed Book / Page | 1116 / 211 |
| Record Updated | Oct 29, 2026 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,056.00 (+16.42%) Homeowner's exemption | $458,400 (+21.25%) | $491,100 (+24.96%) Land $122,700 Building $368,400 |
| 2025 | $4,343.00 (+8.12%) Homeowner's exemption | ||
| 2023 | $378,067 | $393,000 Land $112,700 Building $280,300 | |
| 2022 | $4,017.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1984–2006) |
| Most Recent Claim | Jun 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Armstrong.
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