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3872 Arcadia Cir, Willoughby, OH 44094 Property Records

Lake County property record for 3872 Arcadia Cir, Willoughby, OH 44094 · Last verified May 2024

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,728 sqft · built 2011
Lot Size0.198 acres (8,625 sqft)
Owner2 Individual Names on File
Last Sale$316,000 (Feb 2018)
Tax Bill$11,389 (2023)
Deeds & MortgagesJan 2021 Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN27-A-032-H-00-040-0

Property Details

APN / Parcel Number

Primary APN27-A-032-H-00-040-0
Alternative APN
  • 1

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,728 sqft Living Area
Gross Area2,888 sqft
1st Floor Area1,124 sqft
Basement Area160 sqft
Unfinished Basement160 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2011
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area8,625 sqft (0.198 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Patio Area570 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account Number1
Street Address3872 ARCADIA CIR
CityWILLOUGHBY
StateOH
Zip44094-7876
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 TRACT 4
Legal SubdivisionTHE RESERVES OF WILLOUGHBY
Legal Tract4
Legal Lot Number40
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group2
Census Block2008
Census Tract201500

Owner

Source: Lake County records · APN 27-A-032-H-00-040-0

Assessment roll updated August 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3872 ARCADIA CIR, WILLOUGHBY, OH 44094-7876
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
Feb 20, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 20, 2018 · Amount on Record
Deed SaleFeb 20, 2018 · Amount on Record
Prior SaleNov 17, 2011 · Amount on Record
Deed Document Number479
Prior Transfer DateFeb 06, 2012
Prior Transfer Doc2012R003301
Record UpdatedJun 07, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address3872 ARCADIA CIR, WILLOUGHBY, OH 44094-7876
Transaction TypeMortgage
Record UpdatedMay 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002729
DateJan 26, 2021
Instrument2021R002729
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address3872 ARCADIA CIR, WILLOUGHBY, OH 44094-7876
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003974
DateFeb 20, 2018
Instrument2018R003974
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated August 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2023$11,389.00 (+54.85%) Homeowner's exemption$120,290 (-) Land $21,040 Building $99,250
2022$7,355.00 Homeowner's exemption$120,290 Land $21,040 Building $99,250
2021$343,690 Land $60,110 Building $283,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (39085C), updated December 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390852015002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2013, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 283 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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