3867 Arcadia Cir, Willoughby, OH 44094 Property Records

Lake County property record for 3867 Arcadia Cir, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,648 sqft · built 2012
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Mar 2022)
Tax Bill	$11,427 (2023)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-A-032-H-00-060-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-032-H-00-060-0`
Alternative APN	`A 1`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,648 sqft Living Area
Gross Area	1,828 sqft
1st Floor Area	1,132 sqft
Basement Area	180 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	9,148 sqft (0.21 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	28 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3867 ARCADIA CIR
City	WILLOUGHBY
State	OH
Zip	44094-7878
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 TRACT 4
Legal Subdivision	THE RESERVES OF WILLOUGHBY
Legal Tract	4
Legal Block	2
Legal Lot Number	1
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	2
Census Block	2007
Census Tract	201500

Owner

Source: Lake County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7007 BROADWAY AVE, CLEVELAND, OH 44105-1441
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2022 · Amount on Record
Deed Sale	Mar 16, 2022 · Amount on Record
Prior Sale	Dec 5, 2012 · Amount on Record
Deed Document Number	20227903
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Mar 16, 2022
Property Address	3867 ARCADIA CIR, WILLOUGHBY, OH 44094-7878
Document Number	0000007903
Map Reference	VOL 55 PG 17
Instrument Date	Mar 14, 2022
Instrument	2022R007903
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7007 BROADWAY AVE, CLEVELAND, OH 44105-1441

Mortgage

Document Number	0000007904
Date	Mar 16, 2022
Instrument	2022R007904

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.59%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.59%
Index	Prime Rate
Max Rate	8.59%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$135,050 (+11.9%) Land $27,940 Building $107,110	$385,870 (+11.9%) Land $79,830 Building $306,040
2023	$11,427.00 (+54.86%) Homeowner's exemption	$120,690 (-) Land $22,320 Building $98,370
2022	$7,379.00 Homeowner's exemption	$120,690 Land $22,320 Building $98,370
2021			$344,820 Land $63,760 Building $281,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	AQUA OHIO - MENTOR
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20