PO BOX 2825 WAXAHACHIE TX 751688825, WAXAHACHIE, TX 75168-8825
Mortgage
Document Number
0000032840
Date
Oct 31, 2019
Instrument
32840
Lender
Name
COWBOY BK/TX
Type
Bank
Address
MAYPEARL, TX 76064
Agreement
Type
Construction Mortgage
Amount
Amount on Record
Term
12 Months
Due
Oct 30, 2020
May 2019: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
ELLIS TX
Recording Date
May 16, 2019
Property Address
3871 WILLOW BEND LN, MIDLOTHIAN, TX 76065-6392
Document Number
0000013427
Instrument Date
May 14, 2019
Instrument
13427
Transaction Type
Transfer
Record Updated
Jun 7, 2019
Title Company
ATTORNEY ONLY
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Married Couple
Address
1941 N MOCKINGBIRD LN MIDLOTHIAN TX 760654728, MIDLOTHIAN, TX 76065-4728
Tax Assessment & Valuation
The 2025 property tax bill for 3871 Willow Bend Ln was $6,930 with a homeowner's exemption, down 5.9% from the year before.
Source: Ellis County assessment roll, as of August 19, 2026
Property Jurisdictions
Type
Name
State
Texas
County
Ellis County
Municipality
Midlothian City
Unified School District
Midlothian Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$442,485 (-7.89%)Land $122,500Building $319,985
$442,485 (-7.89%)Land $122,500Building $319,985
2025
$6,930.00 (-5.94%)Homeowner's exemption
$480,387Land $115,000Building $365,387
$480,387Land $115,000Building $365,387
2024
$7,368.00 (+9.11%)
2023
$6,753.00Homeowner's exemption
$552,421Land $100,000Building $452,421
$552,421Land $100,000Building $452,421
2018
$609.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 3871 Willow Bend Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone AE high risk
100-Year Floodplain
Yes 1% annual chance
Floodway
No
Base Flood Elevation
Varies along the reach; see FIRM
Flood Insurance Requirement
Required federally backed loans
Flood Insurance Cost
Premium on File median of 17 policies
Nearby Flood Policies
17 in force
Nearby Flood Claims
2 (2017–2018)
Most Recent Claim
Sep 2018 · river or lake flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3871 Willow Bend Ln is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood
0.1% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SARDIS LONE ELM WSC serves 20,736 people · EPA ID TX0700034
Water Source
Purchased surface water from several systems
Last State Inspection
May 2024
Lead
1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable
1,000 / 1,000
Nextlink Fixed Wireless
500 / 100
T-Mobile Fixed Wireless
100 / 20
AT&T Fixed Wireless · Fiber in parts of the area
100 / 20
May also be available: Element8, Rise Broadband, Verizon.