3840 Willow Bend Ln, Midlothian, TX 76065 Property Records

Ellis County property record for 3840 Willow Bend Ln, Midlothian, TX 76065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,608 sqft · built 1994
Lot Size	0.639 acres (27,837 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Mar 2021)
Tax Bill	$5,695 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R157495`

Property Details

APN / Parcel Number

Primary APN	`R157495`
Alternative APNs	`00930600200300108` `54930600200300108` `157495`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,608 sqft Living Area
Gross Area	2,680 sqft
1st Floor Area	2,124 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,837 sqft (0.639 acres)
Garage Type	Detached
Garage Area	1,140 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	144 sqft
Patio Area	72 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3840 WILLOW BEND LN
City	MIDLOTHIAN
State	TX
Zip	76065-6393
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 2 WILLOW CREEK EST #1 0.6400 AC
Legal Subdivision	WILLOW CREEK EST #1
Legal Block	2
Legal Lot Number	3
Jurisdiction	ELLIS TX
Township / Civil Division	MIDLOTHIAN
Census Block Group	4
Census Block	4021
Census Tract	60801

Owner

3840 Willow Bend Ln is owned and occupied by two individuals who bought it in March 2021.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3840 WILLOW BEND LN, MIDLOTHIAN, TX 76065-6393
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2021 · Amount on File
Deed Sale	Mar 15, 2021 · Amount on File
Deed Document Number	202110598
Prior Transfer Date	Mar 11, 2021
Prior Transfer Doc	0000010598
Record Updated	Sep 20, 2026

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Mar 15, 2021
Property Address	3840 WILLOW BEND LN, MIDLOTHIAN, TX 76065-6393
Document Number	2110598
Map Reference	CAB B SL 306
Instrument Date	Mar 11, 2021
Instrument	2110598
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3840 WILLOW BEND LN, MIDLOTHIAN, TX 76065-6393

Mortgage

Document Number	2110599
Date	Mar 15, 2021
Instrument	2110599

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3840 Willow Bend Ln was $5,695 with a homeowner's exemption, up 1.8% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Midlothian City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,545 (+4.5%) Land $122,500 Building $306,045	$428,545 (+4.5%) Land $122,500 Building $306,045
2025	$5,695.00 (+1.84%) Homeowner's exemption	$410,105 Land $115,000 Building $295,105	$410,105 Land $115,000 Building $295,105
2024	$5,592.00 (+6.49%)
2023	$5,251.00	$389,138 Land $100,000 Building $289,138	$389,138 Land $100,000 Building $289,138
2018	$6,727.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3840 Willow Bend Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2017–2018)
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3840 Willow Bend Ln is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARDIS LONE ELM WSC serves 20,736 people · EPA ID TX0700034
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Element8, Rise Broadband, Verizon.

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