3871 Adams Rd, Milton, FL 32571 Property Records

Santa Rosa County property record for 3871 Adams Rd, Milton, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,707 sqft · built 2008
Lot Size	0.206 acres (8,973 sqft)
Owner	Company Name on File
Last Sale	$270,000 (Nov 2022)
Tax Bill	$2,140 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-1N-29-2756-00000-0020`

Property Details

APN / Parcel Number

Primary APN	`04-1N-29-2756-00000-0020`
Alternative APN	`N291042756000000020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,707 sqft Living Area
Gross Area	2,511 sqft
1st Floor Area	1,707 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	8,973 sqft (0.206 acres)
Lot Dimensions	180 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	363 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3871 ADAMS RD
City	MILTON
State	FL
Zip	32571-9326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	ENHNCD LIFE EST RESRVD IN: NEVAEHS COVE LOT 2 AS DES IN OR 2976 PG 776 & E-L/E IN OR 4040 PG 393
Legal Range	29W
Legal Township	1N
Legal Section	04
Legal Subdivision	NEVAEHS COVE
Legal Lot Number	2
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	4
Census Block	4004
Census Tract	10708

Owner

3871 Adams Rd is owned by a company that bought it in November 2022.

Source: Santa Rosa County records, as of March 6, 2026

Owner of Record	Company Name on File
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY BANK
Nov 29, 2022	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY BANK
Jul 17, 2017	Deed of Trust, Mortgage · Line of Credit PEN AIR FCU
May 15, 2020	Deed of Trust, Mortgage · VA Mortgage PEN AIR FEDERAL CU
Dec 9, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2022 · Amount on File
Deed Sale	Nov 29, 2022 · Amount on File
Prior Sale	May 13, 2010 · Amount on File
Deed Document Number	202265546
Deed Book / Page	4347 / 1764
Prior Transfer Date	Nov 18, 2020
Prior Transfer Doc	0040400393
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3871 ADAMS RD, PACE, FL 32571-9326
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3871 ADAMS RD, PACE, FL 32571-9326

Mortgage

Document Number	0047001927
Date	Jan 22, 2026
Book Page	4700/1927
Instrument	202603269

Lender

Name	UNIVERSITY BANK
Type	Bank
Address	ANN ARBOR, MI 48104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 29, 2022
Property Address	3871 ADAMS RD, PACE, FL 32571-9326
Document Number	0043471764
Book / Page	4347 / 1764
Map Reference	MB 10 PG 97
Instrument Date	Nov 22, 2022
Instrument	202265546
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5559 BERRYHILL RD, MILTON, FL 32570-8181

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3871 ADAMS RD, PACE, FL 32571-9326

Mortgage

Document Number	0043471766
Date	Nov 29, 2022
Instrument	4347/1766

Lender

Name	UNIVERSITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Dec 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Index	Other
Margin	3
Max Rate	11.2%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3871 ADAMS RD, PACE, FL 32571-9326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036421467
Date	Jul 17, 2017
Book Page	3642/1467
Instrument	201728755

Lender

Name	PEN AIR FCU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3871 ADAMS RD, PACE, FL 32571-9326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039510942
Date	May 15, 2020
Book Page	3951/942
Instrument	202023217

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32504

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 9, 2020
Property Address	3871 ADAMS RD, PACE, FL 32571-9326
Document Number	0040400393
Book / Page	004040 / 000393
Instrument Date	Nov 18, 2020
Instrument	66234
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3836 MAGELLAN CT TALLAHASSEE FL 323032599, TALLAHASSEE, FL 32303-2599

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,140.00 (-11.64%)
2023	$2,422.00 (+109.7%) Homeowner's exemption Widower's exemption		$31,000 (-84.78%) Land $31,000
2022	$1,155.00 Homeowner's exemption Widower's exemption	$137,560	$203,626 Land $25,000 Building $178,626

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3871 Adams Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2017–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3871 Adams Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Fiber · Cable	2,000 / 1,000

May also be available: Verizon.

Nearby Properties on Adams Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures