3859 Adams Rd, Milton, FL 32571 Property Records

Santa Rosa County property record for 3859 Adams Rd, Milton, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,901 sqft · built 2015
Lot Size	0.208 acres (9,060 sqft)
Owner	Individual Name on Record
Last Sale	$319,000 (Jul 2026)
Tax Bill	$1,951 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-1N-29-2756-00000-0050`

Property Details

APN / Parcel Number

Primary APN	`04-1N-29-2756-00000-0050`
Alternative APN	`N291042756000000050`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,901 sqft Living Area
Gross Area	2,555 sqft
1st Floor Area	1,901 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	9,060 sqft (0.208 acres)
Lot Dimensions	182 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3859 ADAMS RD
City	MILTON
State	FL
Zip	32571-9326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	NEVAEHS COVE LOT 5 AS DES IN OR 3629 PG 756
Legal Range	29W
Legal Township	1N
Legal Section	04
Legal Subdivision	NEVAEHS COVE
Legal Lot Number	5
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	4
Census Block	4004
Census Tract	10708

Owner

Source: Santa Rosa County records, as of August 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3859 ADAMS RD, MILTON, FL 32571-9326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Warranty Deed, Transfer · Conventional Mortgage MEGASTAR FINANCIAL CORPORATION
Jun 1, 2017	Warranty Deed, Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2026 · Amount on Record
Deed Sale	Jul 21, 2026 · Amount on Record
Prior Sale	Jun 1, 2017 · Amount on Record
Deed Document Number	202636528
Deed Book / Page	4769 / 837
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 21, 2026
Property Address	3859 ADAMS RD, MILTON, FL 32571-9326
Document Number	0000036528
Book / Page	4769 / 837
Instrument Date	Jul 17, 2026
Instrument	202636528
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	SUNBELT TITLE COMPANY, SUNBELT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225,533.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3859 ADAMS RD, MILTON, FL 32571-9326

Mortgage

Document Number	0000036529,
Date	Jul 21, 2026
Instrument	202636529

Lender

Name	MEGASTAR FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 1, 2017
Property Address	3859 ADAMS RD, PACE, FL 32571-9326
Document Number	0036290756
Book / Page	003629 / 000756
Instrument Date	May 1, 2017
Instrument	21998
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	LIGHTHOUSE LAND TITLE COMPANY, LIGHTHOUSE LAND TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,189.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3859 ADAMS RD PACE FL 325719326, PACE, FL 32571-9326

Mortgage

Document Number	36290757
Date	Jun 1, 2017
Book Page	003629/000757
Instrument	21999

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,951.00 (+3.12%) Homeowner's exemption Veteran's exemption	$191,219 (+2.9%)	$247,739 (+3.19%) Land $35,000 Building $212,739
2024	$1,892.00 (+6.41%) Homeowner's exemption Disabled Person's exemption	$185,830 (+3%)	$240,075 (+0.79%) Land $31,000 Building $209,075
2023	$1,778.00 (+3.01%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$180,417 (+3%)	$238,193 (+3.4%) Land $31,000 Building $207,193
2022	$1,726.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$175,162	$230,352 Land $25,000 Building $205,352

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2017–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Fiber · Cable	2,000 / 1,000

May also be available: Verizon.

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