St. Johns County property record for 3870 Laurel St, Saint Augustine, FL 32084 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2001 |
| Square Footage | 1,578 sqft Living Area |
| Lot Size | 10,018 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $310,000 (2017) |
| Tax Bill | $4,163.00 (2025) |
| Primary APN | 146090-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,578 sqft Living Area |
| Gross Area | 2,128 sqft Gross Area |
| 1st Floor | 1,358 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 10,018 sqft (0.23 acres) |
| Lot Width | 100 ft Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 360 sqft Garage |
| Porch Area | 190 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 3870 LAUREL ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-9035 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 3-28 PACETTI SUB NORTH BEACH LOTS 14 & 16 BLK 88 OR4420/240 |
| Legal Range | 30E |
| Legal Township | 06S |
| Legal Section | 44 |
| Legal Subdivision | NORTH BEACH |
| Legal Block | 88 |
| Legal Lot Number | 14,16 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 20603 |
Source: St. Johns County records · APN 146090-0000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3870 LAUREL ST, SAINT AUGUSTINE, FL 32084-9035 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 16, 2017 | Deed of Trust, Mortgage · Line of Credit HARBOR COMMUNITY BANK |
| Aug 14, 2017 | Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 14, 2017 · Amount on Record |
| Deed Sale | Aug 14, 2017 · Amount on Record |
| Prior Sale | Jan 23, 2013 · Amount on Record |
| Deed Doc Number | 201755824 |
| Deed Book / Page | 4420 / 240 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3870 LAUREL ST, SAINT AUGUSTINE, FL 32084-9035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043891765 |
|---|---|
| Date | Jun 16, 2017 |
| Book Page | 4389/1765 |
| Instrument | 2017041530 |
| Name | HARBOR COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Jun 12, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 14, 2017 |
| Property Address | 3870 LAUREL ST, SAINT AUGUSTINE, FL 32084-9035 |
| Document Number | 0044200240 |
| Book / Page | 004420 / 000240 |
| Instrument Date | Aug 11, 2017 |
| Instrument | 55824 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Title Company | PARADISE TITLE/STATE AUGUSTINE, PARADISE TITLE/ST AUGUSTINE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3870 LAUREL ST ST AUGUSTINE FL 320849035, ST AUGUSTINE, FL 32084-9035 |
| Document Number | 44200242 |
|---|---|
| Date | Aug 14, 2017 |
| Book Page | 004420/000242 |
| Instrument | 55825 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,631 (+2.7%) | $609,775 (+8.64%) Land $320,000 Building $289,775 | |
| 2025 | $4,163.00 (+12.57%) Homeowner's exemption | $321,939 (+2.9%) | $561,277 (+1.48%) Land $290,000 Building $271,277 |
| 2024 | $3,698.00 (+18.49%) Homeowner's exemption | $312,866 (+18.41%) | $553,108 (+27%) Land $290,000 Building $263,108 |
| 2023 | $3,121.00 (-9.3%) Homeowner's exemption | $264,223 (-8.47%) | $435,531 (-0.16%) Land $290,000 Building $145,531 |
| 2022 | $3,441.00 Homeowner's exemption | $288,658 | $436,241 Land $257,600 Building $178,641 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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