3820 Laurel St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 3820 Laurel St, Saint Augustine, FL 32084 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1998
Square Footage	1,643 sqft Living Area
Lot Size	10,454 sqft (0.24 acres)
Garage	Attached, 441 sqft
Occupancy	Owner Occupied
Tax Bill	$2,636.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`146163-0130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,643 sqft Living Area
Gross Area	2,420 sqft Gross Area
1st Floor	1,643 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1998
Exterior Material	Stucco Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,454 sqft (0.24 acres)
Lot Width	106 ft Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	441 sqft Garage

Exterior Amenities

Pool Area	336 sqft Pool
Deck Area	Deck Area
Patio Area	539 sqft Patio
Porch Area	511 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	3820 LAUREL ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-9032
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	3-28 PACETTI NORTH BEACH W104.15FT OF N1/2 OF BLK 103 (OR LOTS 13 & 15 & PT OF 11) OR1286/121
Legal Range	30E
Legal Township	06S
Legal Section	44
Legal Subdivision	NORTH BEACH
Legal Block	103
Legal Lot Number	13,15
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2058
Census Tract	20603

Owner

Source: St. Johns County records · APN 146163-0130

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3820 LAUREL ST, SAINT AUGUSTINE, FL 32084-9032
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3820 LAUREL ST, SAINT AUGUSTINE, FL 32084-9032
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047421736
Date	Jun 18, 2019
Book Page	4742/1736
Instrument	2019042801

Lender

Name	JAX FCU
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 17, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,669 (+2.7%)	$660,221 (+7.21%) Land $339,200 Building $321,021
2025	$2,636.00 (+13.87%) Homeowner's exemption	$209,025 (+2.9%)	$615,796 (+7.42%) Land $307,400 Building $308,396
2024	$2,315.00 (+2.16%) Homeowner's exemption	$203,134 (+3%)	$573,255 (+4.82%) Land $307,400 Building $265,855
2023	$2,266.00 (+3.38%) Homeowner's exemption	$197,217 (+3%)	$546,900 (+14.79%) Land $307,400 Building $239,500
2022	$2,192.00 Homeowner's exemption	$191,473	$476,436 Land $273,056 Building $203,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.