3870 E Ryan St, Inverness, FL 34453 Property Records

Citrus County property record for 3870 E Ryan St, Inverness, FL 34453 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1979
Square Footage	1,092 sqft Living Area
Lot Size	9,600 sqft (0.22 acres)
Occupancy	Owner Occupied
Last Sale	$50,500 (1995)
Tax Bill	$445.00 (2025)

Owner

Source: Citrus County records · APN 19E-19S-02-0030-01090-080.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3870 E RYAN ST, INVERNESS, FL 34453-9783
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 01, 1995 · Amount on Record
Deed Sale	Sep 01, 1995 · Amount on Record
Deed Doc Number	0010991777
Record Refreshed	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3870 E RYAN ST, INVERNESS, FL 34453-9783
Transaction Type	Mortgage
Record Updated	Nov 09, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3870 E RYAN ST, INVERNESS, FL 34453-9783

Mortgage

Document Number	0032121672
Date	Oct 06, 2021
Book Page	3212/1672
Instrument	2021069031

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Oct 05, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$445.00 (+16.8%) Homeowner's exemption Additional exemption filed	$114,462 (-0.49%) Land $8,560 Building $105,902	$114,462 (-0.49%) Land $8,560 Building $105,902
2024	$381.00 (+4.1%) Homeowner's exemption Additional exemption filed	$115,026 (-1.33%) Land $7,440 Building $107,586	$115,026 (-1.33%) Land $7,440 Building $107,586
2023	$366.00 (+6.71%) Homeowner's exemption Additional exemption filed	$116,572 (+19.49%) Land $6,800 Building $109,772	$116,572 (+19.49%) Land $6,800 Building $109,772
2022	$343.00 Homeowner's exemption Additional exemption filed	$97,560 Land $4,400 Building $93,160	$97,560 Land $4,400 Building $93,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,471 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-19S-02-0030-01090-080.0`
Alternative APNs	`0219S19E0030010900800` `1649005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,092 sqft Living Area
1st Floor	1,092 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1979
Architectural Style	Other Style
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Footing Foundation
Roof Construction	Gable Roof Construction
Roof Material	Fiberglass Roof
Lot Area	9,600 sqft (0.22 acres)
Depth X Width	120 ft x 80 ft Depth x Width
Parking Spaces	4 Parking Spaces
Garage Area	312 sqft Garage
Porch	Open Porch
Porch Area	136 sqft Porch
Utility Building	160 sqft Utility Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	1649005
Old Parcel Number	0219S19E0030010900800
Street Address	3870 E RYAN ST
City	INVERNESS
State	FL
Zip	34453-9783
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	INVERNESS HGLDS UNIT 3 PB 2 PG 103 LOTS 80 81 82 & 83 BLK109
Legal Range	19E
Legal Township	19S
Legal Section	02
Legal Subdivision	INVERNESS HIGHLANDS UNIT 3
Legal Block	109
Legal Lot Number	80-83 81
Legal Unit	3
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1104
Census Tract	450705