Worcester County and Lancaster Town property record for 387 Nicholas Dr, Lancaster, MA 01523
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,994 sqft · built 2004 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Sep 2017) |
| Tax Bill | $10,313 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit May 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LANC M:036.0 B:0000 L:0002.E |
| Primary APN | LANC M:036.0 B:0000 L:0002.E |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,994 sqft Living Area |
| 1st Floor Area | 1,994 sqft |
| Basement Area | 1,994 sqft |
| Unfinished Basement | 1,914 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 387 NICHOLAS DR |
|---|---|
| City | LANCASTER |
| State | MA |
| Zip | 01523-2966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | DEFINITIVE PLAN EAGLE RDG |
| Legal Lot Number | 2.E |
| Jurisdiction | LANCASTER MA |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 713100 |
387 Nicholas Dr is owned and occupied by two individuals who bought it in September 2017.
Source: Worcester County and Lancaster Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 387 NICHOLAS DR, LANCASTER, MA 01523-2966 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2021 | Deed of Trust, Mortgage · Line of Credit ST MARYS CREDIT UNION |
| May 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ST MARYS CREDIT UNION |
| Aug 23, 2018 | Deed of Trust, Mortgage · Line of Credit ST MARY'S CU |
| Sep 25, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage ST MARY'S CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2017 · Amount on File |
| Deed Sale | Sep 25, 2017 · Amount on File |
| Prior Sale | Dec 14, 2004 · Amount on File |
| Deed Book / Page | 57785 / 155 |
| Transfer Doc | 057785-155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 387 NICHOLAS DR, LANCASTER, MA 01523-2966 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 065199-281 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 65199/281 |
| Instrument | 69154 |
| Name | ST MARYS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 387 NICHOLAS DR, LANCASTER, MA 01523-2966 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 065199-263 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 65199/263 |
| Instrument | 69153 |
| Name | ST MARYS CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 387 NICHOLAS DR, LANCASTER, MA 01523-2966 |
| Document Number | 59317-275 |
| Instrument Date | Aug 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|---|
| Address | 387 NICHOLAS DR LANCASTER MA 015232966, LANCASTER, MA 01523-2966 |
| Document Number | 59317-275 |
|---|---|
| Date | Aug 28, 2018 |
| Book Page | 059317/000275 |
| Instrument | 90185 |
| Name | ST MARY'S CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Sep 25, 2017 |
| Property Address | 387 NICHOLAS DR, LANCASTER, MA 01523-2966 |
| Document Number | 57785-155 |
| Book / Page | 057785 / 000155 |
| Instrument Date | Sep 14, 2017 |
| Instrument | 5898 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,869.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 387 NICHOLAS DR LANCASTER MA 015232966, LANCASTER, MA 01523-2966 |
| Document Number | 57785-158 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 057785/000158 |
| Instrument | 5899 |
| Name | ST MARY'S CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2047 |
The 2025 property tax bill for 387 Nicholas Dr was $10,313.
Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lancaster Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,313.00 | $638,200 Land $69,200 Building $569,000 | $669,845 (+1.12%) |
| 2024 | $662,435 | ||
| 2023 | $9,712.00 | $565,000 Land $51,400 Building $513,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 387 Nicholas Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 387 Nicholas Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER DEPARTMENT serves 6,000 people · EPA ID MA2147000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 17 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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