St. Johns County property record for 387 Cedarstone Way, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,914 sqft · built 2017 |
| Lot Size | 0.38 acres (16,552 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $367,179 (Jul 2017) |
| Tax Bill | $9,117 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Jul 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 029011-1830 |
| Primary APN | 029011-1830 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,914 sqft Living Area |
| Gross Area | 3,704 sqft |
| 1st Floor Area | 2,354 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,552 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 387 CEDARSTONE WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 82/1-7 WHISPER CREEK PHASE 4 UNIT C LOT 183 OR4411/258 & 5261/246 & 5308/1991 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | WHISPER CREEK PHASE 4 UNIT C |
| Legal Phase | 4 |
| Legal Block | 1 |
| Legal Lot Number | 183 |
| Legal Unit | C |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 20905 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 387 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2021 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NATIONAL ASSOCIATION |
| Jul 2, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 10, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage SEACOAST NATIONAL BANK |
| Jul 27, 2017 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2017 · Amount on Record |
| Deed Sale | Jul 27, 2017 · Amount on Record |
| Prior Sale | Feb 1, 2017 · Amount on Record |
| Deed Document Number | 201751674 |
| Deed Book / Page | 4411 / 258 |
| Last Transfer Date | Jun 22, 2021 |
| Transfer Doc | 0053081991 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 387 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0009 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 387 CEDARSTONE WAY, ST AUGUSTINE, FL 32092-0009 |
| Document Number | 0053841487 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 5384/1487 |
| Instrument | 2021107876 |
| Name | SOUTH STATE BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Sep 20, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 2, 2021 |
| Property Address | 387 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0009 |
| Document Number | 0053081991 |
| Book / Page | 5308 / 1991 |
| Map Reference | MB 82 PG 1-7 |
| Instrument Date | Jun 22, 2021 |
| Instrument | 2021074124 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 387 CEDARSTONE WAY, ST AUGUSTINE, FL 32092-0009 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 10, 2021 |
| Property Address | 387 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0009 |
| Document Number | 0052610246 |
| Book / Page | 5261 / 246 |
| Map Reference | MB 82 PG 1-7 |
| Instrument Date | Apr 28, 2021 |
| Instrument | 2021052419 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 387 CEDARSTONE WAY, ST AUGUSTINE, FL 32092-0009 |
| Document Number | 0005261227 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 5261/227 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 27, 2017 |
| Property Address | 387 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0009 |
| Document Number | 0044110258 |
| Book / Page | 4411 / 0258 |
| Map Reference | MB82 PG1-7 |
| Instrument Date | Jul 26, 2017 |
| Instrument | 2017051674 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | DHI TITLE OF FLORIDA IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 387 CEDAR STONE WAY, SAINT AUGUSTINE, FL 32092-0009 |
| Document Number | 2017051675 |
|---|---|
| Date | Jul 27, 2017 |
| Instrument | 2017051675 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $484,168 (+2.7%) | $583,262 (+0.88%) Land $120,000 Building $463,262 | |
| 2025 | $9,117.00 (+7.77%) Homeowner's exemption | $471,439 (+2.9%) | $578,192 (-5.11%) Land $120,000 Building $458,192 |
| 2024 | $8,460.00 (+2.15%) Homeowner's exemption | $458,153 (+4.12%) | $609,344 (+9.07%) Land $120,000 Building $489,344 |
| 2023 | $8,282.00 (+18.16%) Homeowner's exemption | $440,003 (+29.94%) | $558,683 (+25.76%) Land $100,800 Building $457,883 |
| 2022 | $7,009.00 Homeowner's exemption | $338,612 | $444,230 Land $100,800 Building $343,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 79 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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