St. Johns County property record for 374 Cedarstone Way, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,275 sqft · built 2017 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $338,573 (Nov 2017) |
| Tax Bill | $7,221 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 029011-1820 |
| Primary APN | 029011-1820 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,275 sqft Living Area |
| Gross Area | 3,029 sqft |
| 1st Floor Area | 1,266 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Attached |
| Garage Area | 634 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 284 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 228 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 374 CEDARSTONE WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 82/1-7 WHISPER CREEK PHASE 4 UNIT C LOT 182 OR4457/1420 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | WHISPER CREEK PHASE 4 UNIT C |
| Legal Phase | 4 |
| Legal Block | 1 |
| Legal Lot Number | 182 |
| Legal Unit | C |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 029011-1820
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 374 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 19, 2020 | Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC |
| Aug 20, 2019 | Deed of Trust, Mortgage · VA Mortgage MR COOPER |
| Nov 02, 2017 | Corporation Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Apr 05, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 02, 2017 · Amount on Record |
| Deed Sale | Nov 02, 2017 · Amount on Record |
| Prior Sale | Apr 05, 2017 · Amount on Record |
| Deed Document Number | 201774456 |
| Deed Book / Page | 4457 / 1420 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 374 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0010 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 374 CEDARSTONE WAY WAT, SAINT AUGUSTINE, FL 32092-0010 |
| Document Number | 0053681283 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 5368/1283 |
| Instrument | 2021101080 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 374 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0010 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 374 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0010 |
| Document Number | 0050731590 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 5073/1590 |
| Instrument | 2020092088 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 374 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0010 |
| Document Number | 0047851291 |
| Instrument Date | Aug 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 05, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 374 CEDARSTONE WAY ST AUGUSTINE FL 320920010, ST AUGUSTINE, FL 32092-0010 |
| Document Number | 0047851291 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 004785/001291 |
| Instrument | 63572 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2049 |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 02, 2017 |
| Property Address | 374 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0010 |
| Document Number | 0044571420 |
| Book / Page | 4457 / 1420 |
| Map Reference | MB82 PG1-7 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 2017074456 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 374 CEDAR STONE WAY, SAINT AUGUSTINE, FL 32092-0010 |
| Document Number | 2017074457 |
|---|---|
| Date | Nov 02, 2017 |
| Instrument | 2017074457 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 05, 2017 |
| Property Address | 374 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0010 |
| Document Number | 0043540252 |
| Book / Page | 004354 / 000252 |
| Instrument Date | Apr 04, 2017 |
| Instrument | 23423 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,310.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4220 RACE TRACK RD ST JOHNS FL 322592084, ST JOHNS, FL 32259-2084 |
| Investor | Possibly a Property Investor |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $339,587 (+2.7%) | $475,106 (+3.36%) Land $120,000 Building $355,106 | |
| 2025 | $7,221.00 (+7.07%) Homeowner's exemption | $330,659 (+2.9%) | $459,660 (-1.01%) Land $120,000 Building $339,660 |
| 2024 | $6,744.00 (+1.31%) Homeowner's exemption | $321,340 (+3%) | $464,363 (+15.17%) Land $120,000 Building $344,363 |
| 2023 | $6,657.00 (+1.6%) Homeowner's exemption | $311,981 (+3%) | $403,198 (+4.42%) Land $100,800 Building $302,398 |
| 2022 | $6,552.00 Homeowner's exemption | $302,894 | $386,116 Land $100,800 Building $285,316 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 79 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 235 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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