DeKalb County property record for 3869 Co Rd 18, Waterloo, IN 46793
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1987 |
| Lot Size | 13.5 acres (588,060 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Aug 2024) |
| Tax Bill | $1,874 (2025) |
| Deeds & Mortgages | Dec 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-02-27-200-004.000-018 |
| Primary APN | 17-02-27-200-004.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Mobile Home |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 588,060 sqft (13.5 acres) |
| Terrain | Rolling |
| Lean-To | 480 sqft |
| Heating System | Other |
|---|
| Account Number | 100227200004 |
|---|---|
| Street Address | 3869 COUNTY ROAD 18 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9574 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | E SIDE SW1/4 NE1/4 SECTION 27 TWP 35 RANGE 13 ACRES 13.5000 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3055 |
| Census Tract | 20100 |
3869 Co Rd 18, a mobile home, is owned and occupied by two individuals who bought it in August 2024.
Source: DeKalb County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3869 COUNTY ROAD 18, WATERLOO, IN 46793-9574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2024 · Amount on File |
| Deed Sale | Aug 8, 2024 · Amount on File |
| Deed Document Number | 20243712 |
| Prior Transfer Date | Dec 18, 2018 |
| Prior Transfer Doc | 0201806660 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Dec 20, 2018 |
| Property Address | 3869 COUNTY ROAD 18, WATERLOO, IN 46793-9574 |
| Document Number | 201806660 |
| Instrument Date | Dec 18, 2018 |
| Instrument | 201806660 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3869 COUNTY ROAD 18, WATERLOO, IN 46793-9574 |
The 2025 property tax bill for 3869 Co Rd 18 was $1,874, up 30.9% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Smithfield Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,874.00 (+30.87%) | $247,800 (+22.73%) Land $116,100 Building $131,700 | $247,800 (+22.73%) Land $116,100 Building $131,700 |
| 2024 | $1,432.00 (+7.99%) | $201,900 (+11.67%) Land $111,600 Building $90,300 | $201,900 (+11.67%) Land $111,600 Building $90,300 |
| 2023 | $1,326.00 (+18.29%) | $180,800 (+14.79%) Land $105,300 Building $75,500 | $180,800 (+14.79%) Land $105,300 Building $75,500 |
| 2022 | $1,121.00 | $157,500 Land $91,600 Building $65,900 | $157,500 Land $91,600 Building $65,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3869 Co Rd 18 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Mar 2009 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3869 Co Rd 18 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 63% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| MetaLINK Technologies Fixed Wireless | 25 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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