DeKalb County property record for 3565 Co Rd 18, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,780 sqft · built 1921 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $986 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-02-28-200-002.000-018 |
| Primary APN | 17-02-28-200-002.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,780 sqft Living Area |
| 1st Floor Area | 1,780 sqft |
| Basement Area | 1,140 sqft |
| Unfinished Basement | 1,140 sqft |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Hot Water |
|---|
| Account Number | 100228200002 |
|---|---|
| Street Address | 3565 COUNTY ROAD 18 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9576 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT E1/2 NE1/4 SECTION 28 TWP 35 RANGE 13 ACRES 2.00 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 20100 |
3565 Co Rd 18 is owned and occupied by an individual who acquired it in April 2016.
Source: DeKalb County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3565 COUNTY ROAD 18, WATERLOO, IN 46793-9576 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2016 |
| Deed Sale | Apr 5, 2016 |
| Deed Document Number | 20161634 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3565 Co Rd 18 was $986, up 2% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Smithfield Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $986.00 (+1.96%) | $210,400 (+5.99%) Land $37,900 Building $172,500 | $210,400 (+5.99%) Land $37,900 Building $172,500 |
| 2024 | $967.00 (+5.68%) | $198,500 (+4.2%) Land $36,500 Building $162,000 | $198,500 (+4.2%) Land $36,500 Building $162,000 |
| 2023 | $915.00 (+3.39%) | $190,500 (+13.12%) Land $34,400 Building $156,100 | $190,500 (+13.12%) Land $34,400 Building $156,100 |
| 2022 | $885.00 | $168,400 Land $29,900 Building $138,500 | $168,400 Land $29,900 Building $138,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3565 Co Rd 18 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Mar 2009 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3565 Co Rd 18 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Steuben County REMC Fiber | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures