3866 Cherokee Dr, Morrow, OH 45152 Property Records

Warren County property record for 3866 Cherokee Dr, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,029 sqft · built 2020
Lot Size	1.37 acres (59,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Aug 2020)
Tax Bill	$16,818 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-26-385-008-0`

Property Details

APN / Parcel Number

Primary APN	`13-26-385-008-0`
Alternative APNs	`1326385008` `6610056`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	19 Plumbing Fixtures
Stories	1 Story
Building Area	5,029 sqft Living Area
Gross Area	5,914 sqft
1st Floor Area	2,819 sqft
Basement Area	2,210 sqft
Finished Basement	2,210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Lot Area	59,712 sqft (1.37 acres)
Garage Type	Attached
Garage Area	885 sqft
Parking Spaces	4 Parking Spaces
Pool Type	In-Ground Pool
Porch	Open Porch
Porch Area	313 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	6610056
Street Address	3866 CHEROKEE DR
City	MORROW
State	OH
Zip	45152-7550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHAWHAN TRAILS 7 LOT 75
Legal Subdivision	SHAWHAN TRAILS 7
Legal Block	56
Legal Lot Number	75
Jurisdiction	WARREN OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1018
Census Tract	32100

Owner

Source: Warren County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3866 CHEROKEE DR, MORROW, OH 45152-7550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC
Aug 7, 2020	Warranty Deed, Transfer · Conventional Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2020 · Amount on Record
Deed Sale	Aug 7, 2020 · Amount on Record
Deed Document Number	202029424
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3866 CHEROKEE DR, MORROW, OH 45152-7550
Transaction Type	Mortgage
Record Updated	Jul 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012879
Date	Apr 15, 2022
Instrument	2022-012879

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	May 1, 2037
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.75%
Index	1-Year CMT
Margin	3
Max Rate	7.75%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Aug 7, 2020
Property Address	3866 CHEROKEE DR, MORROW, OH 45152-7550
Document Number	0000029424
Map Reference	MB 96 PG 23&24
Instrument Date	Aug 6, 2020
Instrument	2020-029424
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3866 CHEROKEE DR, MORROW, OH 45152-7550

Mortgage

Document Number	0000029425
Date	Aug 7, 2020
Instrument	2020-029425

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Sep 1, 2035
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.25%
Index	1-Year CMT
Margin	3
Max Rate	8.25%

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Union Township
Unified School District	Kings Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,818.00 (-1.88%)	$334,080 (+23.73%) Land $42,040 Building $292,040	$954,510 (+23.73%) Land $120,120 Building $834,390
2024	$17,141.00 (+11.23%)
2023	$15,410.00 (+31.77%)	$270,004 (+32.94%) Land $39,484 Building $230,520
2022	$11,695.00	$203,095 Land $39,484 Building $163,611	$771,440 (+32.95%) Land $112,810 Building $658,630
2021			$580,270 Land $112,810 Building $467,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH LEBANON CITY PWS serves 7,792 people · EPA ID OH8301312
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	May 2023
Also Mapped Here	WESTERN WATER COMPANY
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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