3865 Cherokee Dr, Morrow, OH 45152 Property Records

Warren County property record for 3865 Cherokee Dr, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,743 sqft · built 2020
Lot Size	1.6 acres (69,696 sqft)
Owner	Company Name on Record
Last Sale	$145,000 (Nov 2019)
Tax Bill	$12,922 (2025)
Deeds & Mortgages	Feb 2020 Construction Loan Jan 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-26-376-003-0`

Property Details

APN / Parcel Number

Primary APN	`13-26-376-003-0`
Alternative APNs	`1326376003` `6610058`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,743 sqft Living Area
2nd Floor Area	797 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Lot Area	69,696 sqft (1.6 acres)
Garage Type	Attached
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	350 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	6610058
Street Address	3865 CHEROKEE DR
City	MORROW
State	OH
Zip	45152-7550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHAWHAN TRAILS 7 #77
Legal Subdivision	SHAWHAN TRAILS 7
Legal Block	376
Legal Lot Number	77
Jurisdiction	WARREN OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1018
Census Tract	32100

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	3865 CHEROKEE DR, MORROW, OH 45152-7550
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST COMMONWEALTH BANK
Jan 24, 2022	Intrafamily Transfer, Transfer
Nov 22, 2019	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2019 · Amount on Record
Deed Sale	Nov 22, 2019 · Amount on Record
Prior Sale	Nov 22, 2019 · Amount on Record
Deed Document Number	0000035753
Last Transfer Date	Jan 24, 2022
Transfer Doc	0000003109
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3865 CHEROKEE DR, MORROW, OH 45152-7550
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004063
Date	Feb 5, 2020
Instrument	2020-004063

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN OH
Recording Date	Jan 24, 2022
Property Address	3865 CHEROKEE DR, MORROW, OH 45152-7550
Document Number	0000003109
Map Reference	MB 96 PG 23&24
Instrument Date	Jan 23, 2022
Instrument	2022-003109
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3101 SHADOW HILL RD, MIDDLETOWN, OH 45042-3635

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Nov 22, 2019
Property Address	3865 CHEROKEE DR, MORROW, OH 45152-7550
Document Number	0000035753
Instrument Date	Nov 20, 2019
Instrument	35753
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$435.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3101 SHADOW HILL RD MIDDLETOWN OH 450423635, MIDDLETOWN, OH 45042-3635

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Union Township
Unified School District	Kings Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,922.00 (+9.82%)	$256,680 (+24.48%) Land $43,148 Building $213,532	$733,370 (+24.48%) Land $123,280 Building $610,090
2023	$11,767.00 (-0.9%)	$206,196 (-) Land $40,523 Building $165,673
2022	$11,874.00	$206,196 Land $40,523 Building $165,673	$589,130 (-) Land $115,780 Building $473,350
2021			$589,130 Land $115,780 Building $473,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH LEBANON CITY PWS serves 7,792 people · EPA ID OH8301312
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	May 2023
Also Mapped Here	WESTERN WATER COMPANY
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Cherokee Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures