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3866 Cedar Hammock Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3866 Cedar Hammock Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,159 sqft · built 2005
Lot Size0.239 acres (10,411 sqft)
OwnerIndividual Name on File
Last Sale$129,900 (Jun 2010)
Tax Bill$1,807 (2025)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN120505

Property Details

APN / Parcel Number

Primary APN120505
Alternative APN
  • 152630070000011410

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,159 sqft Heated Area
Gross Area2,764 sqft
1st Floor Area2,159 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,411 sqft (0.239 acres)
Lot Dimensions130 ft deep x 80 ft wide
Garage TypeFinished
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area164 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number120505
Street Address3866 CEDAR HAMMOCK TRL
CitySAINT CLOUD
StateFL
Zip34772-8732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTEVENS PLANTATION PB 16 PGS 34-41 LOT 141
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSTEVENS PLANTATION
Legal Tract700
Legal Block1
Legal Lot Number141
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2000
Census Tract43208

Owner

Source: Osceola County records · APN 120505

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3866 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8732
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 09, 2010 · Amount on Record
Deed SaleJun 09, 2010 · Amount on Record
Prior SaleSep 17, 2009
Deed Document Number2010083231
Deed Book / Page3994 / 2501
Record UpdatedJun 08, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3866 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8732
Transaction TypeMortgage
Record UpdatedJun 24, 2022
Title CompanyBRIGHT TITLE & TRUST

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052140738
DateSep 27, 2017
Book Page5214/0738
Instrument2017137056
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,807.00 (+12.59%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$127,897 (+5.99%)$340,800 (+9.62%) Land $85,000 Building $255,800
2023$1,605.00 (+9.78%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$120,673 (+3%)$310,900 (+10.56%) Land $75,000 Building $235,900
2022$1,462.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$117,159$281,200 Land $70,000 Building $211,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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