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3863 Cedar Hammock Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3863 Cedar Hammock Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage2,159 sqft Heated Area
Lot Size9,583 sqft (0.219 acres)
OccupancyOwner Occupied
Last Sale$260,000 (2019)
Tax Bill$5,105.00 (2025)

Property Details

APN / Parcel Number

Primary APN120597
Alternative APN
  • 152630070000012330

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,159 sqft Heated Area
Gross Area2,670 sqft Gross Area
1st Floor2,159 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,583 sqft (0.219 acres)
Depth X Width120 ft x 80 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area441 sqft Garage
PorchOpen Porch
Porch Area70 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number120597
Street Address3863 CEDAR HAMMOCK TRL
CitySAINT CLOUD
StateFL
Zip34772-8737
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSTEVENS PLANTATION PB 16 PGS 34-41 LOT 233
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSTEVENS PLANTATION
Legal Tract700
Legal Block1
Legal Lot Number233
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2019
Census Tract43208

Owner

Source: Osceola County records · APN 120597

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3863 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8737
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
INLANTA MORTGAGE INC
Nov 15, 2019Warranty Deed, Transfer · Veterans Administration Mortgage
INLANTA MORTGAGE INC
Jun 26, 2019Special Warranty Deed, Transfer · Commercial Mortgage
LENDINGHOME FUNDING CORP
Jan 30, 2019Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 15, 2019 · Amount on Record
Deed SaleNov 15, 2019 · Amount on Record
Prior SaleJun 26, 2019 · Amount on Record
Deed Doc Number2019148967
Deed Book / Page5624 / 1100
Record RefreshedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3863 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8737
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3863 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8737

Mortgage

Document Number0058890457
DateFeb 10, 2021
Book Page5889/457
Instrument2021019834
Lender
NameINLANTA MORTGAGE INC
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 15, 2019
Property Address3863 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8737
Document Number0056241100
Book / Page5624 / 1100
Map ReferenceMB 16 PG 34-41
Instrument DateNov 13, 2019
Instrument2019148967
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyCLASSIC TITLE & SLN INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1633 E VINE ST # ST121, 1633, KISSIMMEE, FL 34744-3732

Transferred To (Grantee/Buyer)

NameVerified Name
Address3863 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8737

Mortgage

Document Number0056241101
DateNov 15, 2019
Instrument5624/1101
Lender
NameINLANTA MORTGAGE INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

June 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 26, 2019
Property Address3863 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8737
Document Number0055472762
Book / Page5547 / 2762
Map ReferenceMB 16 PG 34-41
Instrument DateJun 17, 2019
Instrument2019082728
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyPREMIUM TITLE SVCS FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,333.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1661 WORTHINGTON RD STE 100, 1661, WEST PALM BEACH, FL 33409-6493

Transferred To (Grantee/Buyer)

NameVerified Name
Address1633 E VINE ST STE 121, 121, KISSIMMEE, FL 34744-3736

Mortgage

Document Number0055472765
DateJun 26, 2019
Instrument5547/2765
Lender
NameLENDINGHOME FUNDING CORP
TypeFunding / Finance Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOSCEOLA FL
Recording DateJan 30, 2019
Property Address3863 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8737
Document Number0054692128
Book / Page005469 / 002128
Instrument DateJan 15, 2019
Instrument12003
Transaction TypeForeclosure
Record UpdatedFeb 12, 2019

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5720 PREMIER PARK DR WEST PALM BEACH FL 334071610, WEST PALM BEACH, FL 33407-1610

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,105.00 (+8.62%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$232,362 (+5.99%)$339,800 (+9.72%) Land $85,000 Building $254,800
2023$4,700.00 (+5.74%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$219,237 (+3%)$309,700 (+10.61%) Land $75,000 Building $234,700
2022$4,445.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$212,852$280,000 Land $70,000 Building $210,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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