38654 Ninadell Ave, Willoughby, OH 44094 Property Records

Lake County property record for 38654 Ninadell Ave, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1950
Lot Size	0.275 acres (12,001 sqft)
Owner	Individual on Record
Last Sale	$75,000 (Sep 2017)
Tax Bill	$3,406 (2023)
Deeds & Mortgages	Jun 2018 Line of Credit Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-B-055-E-00-020-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-055-E-00-020-0`
Alternative APN	`E 21`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,001 sqft (0.275 acres)
Lot Dimensions	200 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	E 21
Street Address	38654 NINADELL AVE
City	WILLOUGHBY
State	OH
Zip	44094-7147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 3 DOUGLASS TRACT
Legal Subdivision	THE HOMELAND SUBDIVISION
Legal Block	7
Legal Lot Number	31
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1004
Census Tract	201700

Owner

Source: Lake County assessment roll, as of August 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	38654 NINADELL AVE, WILLOUGHBY, OH 44094-7147
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2018	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Sep 7, 2017	Limited Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC
May 12, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2017 · Amount on Record
Deed Sale	Sep 7, 2017 · Amount on Record
Prior Sale	May 12, 2017 · Amount on Record
Deed Document Number	3650
Record Updated	Jun 7, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	38654 NINADELL AVE, WILLOUGHBY, OH 44094-7147
Document Number	0000017228
Instrument Date	Jun 2, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	33261 LAKE SHORE BLVD EASTLAKE OH 440952705, EASTLAKE, OH 44095-2705

Mortgage

Document Number	0000017228
Date	Jul 11, 2018
Instrument	17228

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2048

Interest

Rate Type	Adjustable Rate

September 2017: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Sep 7, 2017
Property Address	38654 NINADELL AVE, WILLOUGHBY, OH 44094-7147
Document Number	0000023970
Map Reference	VOL H PG21
Instrument Date	Sep 5, 2017
Instrument	2017R023970
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	OHIO TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6000 PARKLAND BLVD, CLEVELAND, OH 44124-6120

Mortgage

Document Number	0000023971
Date	Sep 7, 2017
Instrument	2017R023971

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE OH
Recording Date	May 12, 2017
Property Address	38654 NINADELL AVE, WILLOUGHBY, OH 44094-7147
Document Number	0000012214
Instrument Date	May 8, 2017
Instrument	12214
Transaction Type	Foreclosure
Record Updated	May 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$256.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	300 TUSCARAWAS ST W #8TH CANTON OH 447021911, 8TH, CANTON, OH 44702-1911

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,406.00 (+107.94%) Homeowner's exemption	$35,980 (+37.07%) Land $12,660 Building $23,320
2022	$1,638.00 Homeowner's exemption	$26,250 Land $11,010 Building $15,240
2021			$102,800 Land $36,180 Building $66,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1986–2006)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Jul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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