38628 Ninadell Ave, Willoughby, OH 44094 Property Records

Lake County property record for 38628 Ninadell Ave, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,367 sqft · built 1941
Lot Size	0.275 acres (12,001 sqft)
Owner	Individual Name on File
Last Sale	$123,500 (May 2012)
Tax Bill	$4,250 (2023)
Deeds & Mortgages	Aug 2022 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-B-055-E-00-016-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-055-E-00-016-0`
Alternative APN	`25`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,367 sqft Living Area
Gross Area	1,549 sqft
1st Floor Area	816 sqft
Attic Area	91 sqft
Basement Area	91 sqft
Unfinished Basement	91 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1980
Architectural Style	Bungalow
Exterior Material	Wood Siding
Lot Area	12,001 sqft (0.275 acres)
Lot Dimensions	200 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	65 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	25
Street Address	38628 NINADELL AVE
City	WILLOUGHBY
State	OH
Zip	44094-7147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 3 DOUGLASS TRACT
Legal Subdivision	THE HOMELAND SUBDIVISION
Legal Block	7
Legal Lot Number	23
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1004
Census Tract	201700

Owner

38628 Ninadell Ave is owned and occupied by an individual who bought it in May 2012.

Source: Lake County records, as of April 25, 2024

Owner of Record	Individual Name on File
Mailing Address	38628 NINADELL AVE, WILLOUGHBY, OH 44094-7147
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
Nov 23, 2021	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2012 · Amount on File
Deed Sale	May 4, 2012 · Amount on File
Prior Sale	Jan 4, 2012 · Amount on File
Deed Document Number	1096
Record Updated	Jun 7, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	38628 NINADELL AVE, WILLOUGHBY, OH 44094-7147
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022903
Date	Aug 17, 2022
Instrument	2022R022903

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount on Record
Term	60 Months
Due	Aug 15, 2027

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	38628 NINADELL AVE, WILLOUGHBY, OH 44094-7147
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041385
Date	Nov 23, 2021
Instrument	2021R041385

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2031

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,250.00 (+53.37%) Homeowner's exemption	$44,890 (-) Land $12,660 Building $32,230
2022	$2,771.00 Homeowner's exemption	$44,890 Land $12,660 Building $32,230
2021			$128,260 Land $36,180 Building $92,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38628 Ninadell Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1986–2006)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Jul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 38628 Ninadell Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Breezeline.

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