38654 N Stonegate Rd, Spring Grove, IL 60081 Property Records

Lake County property record for 38654 N Stonegate Rd, Spring Grove, IL 60081

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 921 sqft · built 1962
Lot Size0.236 acres (10,280 sqft)
OwnerIndividual Name on Record
Last Sale$104,900 (Jul 2016)
Tax Bill$3,064 (2024)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN01-34-112-002

Property Details

APN / Parcel Number

Primary APN01-34-112-002

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area921 sqft Living Area
Gross Area1,737 sqft
1st Floor Area921 sqft
Upper Floors Area204 sqft
AtticAttic
Attic Area816 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,280 sqft (0.236 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address38654 N STONEGATE RD
CitySPRING GROVE
StateIL
Zip60081-9108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAKLAND SUB LOT 53
Legal SubdivisionOAKLAND SUB
Legal Lot Number53
JurisdictionLAKE IL
Township / Civil DivisionANTIOCH
Census Block Group2
Census Block2028
Census Tract860807

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address38654 N STONEGATE RD, SPRING GROVE, IL 60081-9108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2016 · Amount on Record
Deed SaleJul 1, 2016 · Amount on Record
Prior SaleMay 4, 1994 · Amount on Record
Deed Document Number20167305976
Prior Transfer DateMay 26, 2005
Prior Transfer Doc0005813993
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address38654 N STONEGATE RD, SPRING GROVE, IL 60081-9108
Transaction TypeMortgage
Record UpdatedMay 7, 2021
Title CompanyMORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007764745
DateMar 18, 2021
Instrument7764745
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2041

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionAntioch Township
Elementary School DistrictFox Lake Grade School District 114 (PK - 08)
Secondary School DistrictGrant Community High School District 124 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$53,008 (+20.63%) Land $4,222 Building $48,786$159,040 (+20.63%) Land $12,667 Building $146,373
2024$3,064.00 (-0.33%)
2023$3,074.00 (+5.35%)$43,944 (+1.97%) Land $3,500 Building $40,444$131,845 (+1.97%) Land $10,501 Building $121,344
2022$2,918.00$43,094 Land $2,875 Building $40,219$129,295 Land $8,626 Building $120,669

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims28 (1979–2026)
Claims Outside the SFHA4 of 28
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, May 2013 · 7 claims
  • Severe Storms And Flooding, Jun 2008 · 4 claims
  • Severe Storms & Flooding, Apr 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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