38653 N Stonegate Rd, Spring Grove, IL 60081 Property Records

Lake County property record for 38653 N Stonegate Rd, Spring Grove, IL 60081

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,430 sqft · built 1999
Lot Size0.705 acres (30,701 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (Oct 2020)
Tax Bill$7,303 (2024)
Deeds & MortgagesOct 2020 Transfer
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-34-207-002

Property Details

APN / Parcel Number

Primary APN01-34-207-002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,430 sqft Living Area
Gross Area3,344 sqft
1st Floor Area1,430 sqft
Basement Area1,430 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area30,701 sqft (0.705 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address38653 N STONEGATE RD
CitySPRING GROVE
StateIL
Zip60081-9107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVIDVARD S RESUBDN. LOT 11
Legal SubdivisionVIDVARD S RESUBD
Legal Lot Number11
JurisdictionLAKE IL
Township / Civil DivisionANTIOCH
Census Block Group2
Census Block2001
Census Tract860807

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address38653 N STONEGATE RD, SPRING GROVE, IL 60081-9107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 20, 2020Executor's Deed, Transfer · Conventional Mortgage
BAY EQUITY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2020 · Amount on Record
Deed SaleOct 20, 2020 · Amount on Record
Deed Document Number20207706645
Prior Transfer DateSep 25, 2020
Prior Transfer Doc0007700362
Record UpdatedOct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IL
Recording DateOct 1, 2020
Property Address38653 N STONEGATE RD, SPRING GROVE, IL 60081-9107
Document Number0007700362
Instrument DateSep 25, 2020
Instrument7700362
Transaction TypeTransfer
Record UpdatedOct 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address38653 N STONEGATE RD SPRING GROVE IL 600819107, SPRING GROVE, IL 60081-9107

October 2020: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionLAKE IL
Recording DateOct 20, 2020
Property Address38653 N STONEGATE RD, SPRING GROVE, IL 60081-9107
Document Number0007706645
Map ReferenceDOC 220496
Instrument DateAug 21, 2020
Instrument7706645
Transaction TypeTransfer
Record UpdatedMar 17, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$235.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38653 N STONEGATE RD, SPRING GROVE, IL 60081-9107

Mortgage

Document Number0007706646
DateOct 20, 2020
Instrument7706646
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2050
Interest
Rate TypeFixed Rate
Rate2.99%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionAntioch Township
Elementary School DistrictFox Lake Grade School District 114 (PK - 08)
Secondary School DistrictGrant Community High School District 124 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$114,374 (+20.63%) Land $8,540 Building $105,834$343,157 (+20.63%) Land $25,623 Building $317,534
2024$7,303.00 (+23.11%)
2023$5,932.00 (+4.73%)$94,817 (+22.21%) Land $7,080 Building $87,737$284,479 (+22.21%) Land $21,242 Building $263,237
2022$5,664.00$77,586 Land $5,367 Building $72,219$232,782 Land $16,103 Building $216,679

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims28 (1979–2026)
Claims Outside the SFHA4 of 28
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, May 2013 · 7 claims
  • Severe Storms And Flooding, Jun 2008 · 4 claims
  • Severe Storms & Flooding, Apr 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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