Lake County property record for 38650 Morris Rd, Charlo, MT 59824
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 2,412 sqft · built 2001 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,808 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R1524210 |
| Primary APN | R1524210 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,412 sqft Living Area |
| 1st Floor Area | 2,412 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Type | Mixed |
| Parking Spaces | 8 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 828 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000032672 |
|---|---|
| Street Address | 38650 MORRIS RD |
| City | CHARLO |
| State | MT |
| Zip | 59824-9580 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S32, T20 N, R20 W, C.O.S. 5740, PARCEL TR 1, ACRES 1.5, ON IN SE4SW4 |
| Legal Tract | 1 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 1 |
| Census Block | 1142 |
| Census Tract | 940500 |
Source: Lake County records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 38650 MORRIS RD, CHARLO, MT 59824-9580 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2016 |
| Deed Sale | Jun 23, 2016 |
| Deed Document Number | 548883 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 38650 MORRIS RD, CHARLO, MT 59824-9580 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 586071 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 586071 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Lake County assessment roll, as of December 31, 2024
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Charlo Elementary School District (PK - 08) |
| Secondary School District | Charlo High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,808.00 (-10.34%) | $589,100 (+31.47%) | $589,100 (+31.47%) Land $102,000 Building $487,100 |
| 2023 | $3,132.00 | $448,100 | $448,100 Land $39,450 Building $408,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.8% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
May also be available: Western Montana CommunityTel.
5G (outdoors only) and 4G LTE
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