Lake County property record for 38532 Morris Rd, Charlo, MT 59824
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,736 sqft · built 2008 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,643 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R601222 |
| Primary APN | R601222 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,736 sqft Living Area |
| 1st Floor Area | 1,736 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,314 sqft (0.65 acres) |
| View / Lot | Mountain |
| Garage Type | Mixed |
| Garage Area | 1,348 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 388 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000032762 |
|---|---|
| Street Address | 38532 MORRIS RD |
| City | CHARLO |
| State | MT |
| Zip | 59824-9022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S32, T20 N, R20 W, C.O.S. 6958, PARCEL 1A, ACRES 0.65 |
| Legal Range | 20W |
| Legal Township | 20N |
| Legal Section | 32 |
| Legal Subdivision | CERTIFICATE OF SURVEY NO 6958 |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 1 |
| Census Block | 1142 |
| Census Tract | 940500 |
Source: Lake County records, as of November 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38532 MORRIS RD, CHARLO, MT 59824-9022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2024 |
| Deed Sale | Nov 12, 2024 |
| Prior Sale | Feb 16, 2012 · Amount on Record |
| Deed Document Number | 2024613918 |
| Prior Transfer Date | Nov 8, 2024 |
| Prior Transfer Doc | 0000613918 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 38532 MORRIS RD, CHARLO, MT 59824-9022 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 593003 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 593003 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2031 |
Source: Lake County assessment roll, as of September 16, 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Charlo Elementary School District (PK - 08) |
| Secondary School District | Charlo High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,643.00 (-10.22%) | $482,300 (+36.44%) | $482,300 (+36.44%) Land $93,670 Building $388,630 |
| 2023 | $2,944.00 | $353,500 | $353,500 Land $31,545 Building $321,955 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
5G (outdoors only) and 4G LTE
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