3865 Watson Ln, Union Bridge, MD 21791 Property Records

Carroll County property record for 3865 Watson Ln, Union Bridge, MD 21791 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1900
Square Footage	1,632 sqft Total Area
Lot Size	60,984 sqft (1.4 acres)
Garage	Detached, 832 sqft
Occupancy	Owner Occupied
Last Sale	$143,000 (2001)
Tax Bill	$2,700.00 (2025)

Owner

Source: Carroll County records · APN 02-004569

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3865 WATSON LN, UNION BRIDGE, MD 21791-9062
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 2001 · Amount on Record
Deed Sale	May 18, 2001 · Amount on Record
Deed Doc Number	20014454
Deed Book / Page	2545 / 134
Record Refreshed	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3865 WATSON LN, UNION BRIDGE, MD 21791-9062
Transaction Type	Mortgage
Record Updated	Dec 01, 2022
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3865 WATSON LN, UNION BRIDGE, MD 21791-9062

Mortgage

Document Number	0109270026
Date	Nov 10, 2022
Book Page	10927/26

Lender

Name	NEW WINDSOR STATE BANK
Type	Bank
Address	GETTYSBURG, PA 17325

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,000 (+30.72%) Land $129,000 Building $148,000	$277,000 (+30.72%) Land $129,000 Building $148,000
2025	$2,700.00 (+12.78%) Homeowner's exemption
2023	$2,394.00 Homeowner's exemption	$211,900 Land $129,000 Building $82,900	$211,900 Land $129,000 Building $82,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`02-004569`
Alternative APNs	`2004569` `004569`

Interior

Full Baths	1 Baths
Building Area	1,632 sqft Total Area
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding Exterior
Roof Material	Metal Roof
Lot Area	60,984 sqft (1.4 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Detached Garage
Garage Area	832 sqft Garage
Porch Area	126 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Radiant Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	004569
Street Address	3865 WATSON LN
City	UNION BRIDGE
State	MD
Zip	21791-9062
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT - 1.40 AC SW/S WATSON LN NR LINWOOD
Legal Subdivision	LINWOOD
Jurisdiction	CARROLL MD
Minor Civil Division	2, UNIONTOWN
Census Blockgroup	1
Census Block	1034
Census Tract	502000