Carroll County property record for 3848 Watson Ln, Union Bridge, MD 21791
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,928 sqft · built 2001 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Jun 2015) |
| Tax Bill | $3,912 (2026) |
| Deeds & Mortgages | Sep 2025 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-021730 |
| Primary APN | 02-021730 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,928 sqft Total Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 43,996 sqft (1.01 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 8 sqft |
| Deck Area | 216 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 021730 |
|---|---|
| Street Address | 3848 WATSON LN |
| City | UNION BRIDGE |
| State | MD |
| Zip | 21791-9056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 1.0108 ACS 3848 WATSON LN UNION BRIDGE |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 2, UNIONTOWN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 502000 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3848 WATSON LN, UNION BRIDGE, MD 21791-9056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2015 · Amount on Record |
| Deed Sale | Jun 8, 2015 · Amount on Record |
| Prior Sale | Jun 24, 2014 · Amount on Record |
| Deed Book / Page | 7995 / 259 |
| Prior Transfer Date | Jun 17, 2014 |
| Prior Transfer Doc | 0076940044 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3848 WATSON LN, UNION BRIDGE, MD 21791-9056 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0115700467 |
|---|---|
| Date | Sep 18, 2025 |
| Book Page | 11570/467 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 110 Months |
| Due | Nov 27, 2034 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,912.00 (+5.22%) Homeowner's exemption | $376,000 (+7.83%) Land $125,100 Building $250,900 | $376,000 (-) Land $125,100 Building $250,900 |
| 2025 | $3,718.00 (+11.89%) Homeowner's exemption | $348,700 (+18.57%) | $376,000 (+27.85%) Land $125,100 Building $250,900 |
| 2023 | $3,323.00 Homeowner's exemption | $294,100 Land $125,100 Building $169,000 | $294,100 Land $125,100 Building $169,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
May also be available: Quantum Internet & Telephone.
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