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3865 Silverbell Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 3865 Silverbell Loop, Oviedo, FL 32765 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2006
Square Footage1,480 sqft Living Area
Lot Size0.039 acres
OccupancyOwner Occupied
Last Sale$340,000 (2024)
Tax Bill$3,817.00 (2025)

Property Details

APN / Parcel Number

Primary APN35-21-31-5RQ-0000-0880

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Building Area1,480 sqft Living Area
1st Floor612 sqft 1st Floor
2nd Floor868 sqft 2nd Floor
Upper Floors868 sqft Upper Floors
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Foundation TypeFooting Foundation
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area1,740 sqft
Parking Spaces1 Parking Spaces
Garage Area240 sqft Garage
Patio Area1 sqft Patio
Porch1 Porch
Porch Area48 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address3865 SILVERBELL LOOP
CityOVIEDO
StateFL
Zip32765-5180
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 88 HAWTHORNE GLEN TOWNHOMES PB 66 PGS 12-25
Legal Range31E
Legal Township21S
Legal Section35
Legal SubdivisionHAWTHORNE GLEN TOWNHOMES
Legal Lot Number88
JurisdictionSEMINOLE FL
Minor Civil DivisionOVIEDO
Census Blockgroup2
Census Block2004
Census Tract21316

Owner

Source: Seminole County records · APN 35-21-31-5RQ-0000-0880

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-owner2 Verified Secondary Owners
Mailing Address3865 SILVERBELL LOOP, OVIEDO, FL 32765-5180
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2022Deed of Trust, Mortgage · Line of Credit
FAIRWINDS CU
Jun 01, 2020Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleSep 03, 2024 · Amount on Record
Deed SaleSep 03, 2024 · Amount on Record
Prior SaleJun 01, 2020 · Amount on Record
Deed Doc Number2024079699
Deed Book / Page10689 / 431
Record RefreshedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address3865 SILVERBELL LOOP, OVIEDO, FL 32765-5180
Transaction TypeMortgage
Record UpdatedMar 15, 2024
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3865 SILVERBELL LOOP, OVIEDO, FL 32765-5180

Mortgage

Document Number0102120388
DateApr 07, 2022
Book Page10212/388
Instrument2022042055
Lender
NameFAIRWINDS CU
TypeCredit Union
AddressORLANDO, FL 32826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 06, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateJun 01, 2020
Property Address3865 SILVERBELL LOOP, OVIEDO, FL 32765-5180
Document Number0096131161
Book / Page9613 / 1161
Map ReferenceMB 66 PG 12-25
Instrument DateMay 23, 2020
Instrument2020056014
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyWATSON TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address13308 ORANGE GROVE BLVD, 13308, WEST PALM BEACH, FL 33411-8480

Transferred To (Grantee/Buyer)

NameVerified Name
Address3865 SILVERBELL LOOP, OVIEDO, FL 32765-5180

Mortgage

Document Number0096131163
DateJun 01, 2020
Instrument9613/1163
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,817.00 (+50.93%)$280,235 (+34.76%)$280,235 (+4.46%) Land $65,000 Building $215,235
2023$2,529.00 (+2.76%) Homeowner's exemption$207,944 (+3%)$268,276 (+7.44%) Land $65,000 Building $203,276
2022$2,461.00 Homeowner's exemption$201,887$249,688 Land $60,000 Building $189,688

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 75% of the US · above 61% of Florida
Wildfire LikelihoodAbout 1 in 239 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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