3857 Silverbell Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 3857 Silverbell Loop, Oviedo, FL 32765 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,344 sqft · built 2006
Lot Size	0.039 acres (1,740 sqft)
Owner	Owner Name on File
Last Sale	$230,300 (Apr 2006)
Tax Bill	$1,109 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-21-31-5RQ-0000-0860`

Property Details

APN / Parcel Number

Primary APN	`35-21-31-5RQ-0000-0860`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	600 sqft
2nd Floor Area	744 sqft
Upper Floors Area	744 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	1,740 sqft
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	32 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3857 SILVERBELL LOOP
City	OVIEDO
State	FL
Zip	32765-5180
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 86 HAWTHORNE GLEN TOWNHOMES PB 66 PGS 12-25
Legal Range	31E
Legal Township	21S
Legal Section	35
Legal Subdivision	HAWTHORNE GLEN TOWNHOMES
Legal Lot Number	86
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2004
Census Tract	21316

Owner

Source: Seminole County records · APN 35-21-31-5RQ-0000-0860

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	3857 SILVERBELL LOOP, OVIEDO, FL 32765-5180
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 05, 2006 · Amount on Record
Deed Sale	Apr 05, 2006 · Amount on Record
Deed Document Number	2006054079
Deed Book / Page	06188 / 0852
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3857 SILVERBELL LOOP, OVIEDO, FL 32765-5180
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3857 SILVERBELL LOOP, OVIEDO, FL 32765-5180

Mortgage

Document Number	0097420821
Date	Oct 26, 2020
Book Page	9742/821
Instrument	2020121291

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2035

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,109.00 (-11.28%) Homeowner's exemption	$118,525 (+5.99%)	$262,824 (+4.33%) Land $65,000 Building $197,824
2023	$1,250.00 (+3.39%) Homeowner's exemption	$111,830 (+3%)	$251,910 (+7.45%) Land $65,000 Building $186,910
2022	$1,209.00 Homeowner's exemption	$108,573	$234,439 Land $60,000 Building $174,439

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170213162, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 38 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	56 units insured 18 under condo master policies
Nearby Flood Claims	3 (2011–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022, rainfall accumulation, Hurricane Ian
Claims By Storm	Hurricane Ian, Sep 2022 · 2 claims

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	About 1 in 472 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 318 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.